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May's 2013 BR Club

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Comments

  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Still no word from the OR. They said it would be a couple of days so I guess it will be tomorrow. So hoping I get a reasonable one.

    Money tight and it's strange not being able to just use credit. Family especially DH on board so I feel confident we'll get through it.

    And a bonus is its nearly the weekend :j
    :j
    May 2013 new beginnings:j
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Still no word from the OR. They said it would be a couple of days so I guess it will be tomorrow. So hoping I get a reasonable one.

    Money tight and it's strange not being able to just use credit. Family especially DH on board so I feel confident we'll get through it.

    And a bonus is its nearly the weekend :j

    From what I've seen here, KP, it depends on how busy the OR office is, but IF will be able to tell you more tomorrow, I'm sure.
    Fingers crossed you get a nice one.

    If everyone's on board you should get through it OK, it's just a complete change of mindset but a new opportunity for you all.

    And it is indeed nearly the weekend :j:j
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Still no word from the OR. They said it would be a couple of days so I guess it will be tomorrow. So hoping I get a reasonable one.

    Money tight and it's strange not being able to just use credit. Family especially DH on board so I feel confident we'll get through it.

    And a bonus is its nearly the weekend :j

    KP I have my fingers crossed the OR rings today.

    Have a lovely weekend too :beer:
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump........:starmod:
    "If wishes were horses, then beggars would ride"
  • Spoke to OR and not too bad but no figures yet. Manic day at work but survived and had a good evening.

    Here's to a productive weekend.
    :j
    May 2013 new beginnings:j
  • Good morning all

    Plan today is to budget for the month using t figures I have set. Hopefully soon the or will agree them. I want to make sure we save any excess for emergency.

    Also continue the decluttering.
    :j
    May 2013 new beginnings:j
  • KPI've been decluttering since my decision to go BR
    Now my day has passed I'm continuing my cleaner out .
    I'm just wondering if its a good time for us , we are having a clean slate eventually financially so , why not in the house ?
    Like a clear room and few letters , none from creditors now , and waking up kind of relieved .
    Got my OR call Friday pm
    Then I ll know I'm home if you know what I mean
    X
    mum "e" to the most perfect girl :Awho stood by me through it all nana to my beautiful grandson WLM 27.09.13:j
    mother of the bride September 2014 :love:
    Turning a house into a home :o
    What if the Hokey Cokey is really what it's all about ?
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    KPI've been decluttering since my decision to go BR
    Now my day has passed I'm continuing my cleaner out .
    I'm just wondering if its a good time for us , we are having a clean slate eventually financially so , why not in the house ?
    Like a clear room and few letters , none from creditors now , and waking up kind of relieved .
    Got my OR call Friday pm
    Then I ll know I'm home if you know what I mean
    X

    Yes I think you are right it just feels right to clear things now the finances are beginning to get in order.
    :j
    May 2013 new beginnings:j
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    edited 19 May 2013 at 10:45AM
    Some good news I have won the Eurovision sweepstake. A nice bonus of fifteen pounds.

    Still not done the budget I planned but did fill in several forms I had been putting off.
    :j
    May 2013 new beginnings:j
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    :staradmin Hi Everyone and Welcome to the May's 2013 Bankruptcy Club :staradmin


    This club is for everyone who has gone or going through the process of Bankruptcy during May 2013. So please feel free to join and post.

    Pop your name on here, the date that you went/are going Bankrupt. Then just keep everyone in the club updated throughout the next year about your BR journey. That way you can all stick together, compare notes and be there to support each other during the different stages of your Bankruptcies.
    Remember this is your board so keep posting :hello:

    Obviously anyone can come on here and post anything that will help and you are all welcome. Any important questions that need answering please still post them on the main board, as you will receive more advice and help.

    ~ Please do not include too much information as the IS (Insolvency Service) are known to frequent this forum and they may identify individual cases, so username and date only, thank you ~

    IF...x
    "If wishes were horses, then beggars would ride"
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