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30 months to no debt - an Optimistic Journey
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Month 27, day 24. Thanks for checking in! Still no word on my missing back pay and my online payslip for 5 days time isnt available yet, so no idea if it has been paid or not.
I was promised an update while my HR lady was on holiday, however that has not happened. My payslip will most likely be displayed tomorrow and I will then have to contact the union. Then as I am off for a fortnight I am a little scuppered. Anyway, 5 days to payday, 6 days to month 26, I have the local paper so I can check for paving people, and the next phase will begin.
Just treading water at the moment and probably going to head home at a half decent time today. I am not feeling brilliant.
Watered the garden last night and spent most of my night doing ironing. Needed doing but not the most inspiring of evenings.
Tonight I am hoping I can check my produce!Trying to shift that debt!0 -
Have given my head a shake. I am on the countdown to 2 years til I am debt free and need to get a grip.Trying to shift that debt!0
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Stay focussed!! You can do it!!
Did you manage to get anything listed on ebay today?Wealth is what you're left with when all your money runs out0 -
The time will fly by. It won't be long before you're celebrating a debt free life.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Month 27, day 25. Sadly nothing listed on ebay as I ended up in the office til late and could kick myself really, but I shall prepare them all in readiness for teh next time.
Hi Fortune, nice to see you here, will have to look you up too
Just checked my online payslip and luckily it shows my increase, but not the backpay. However it means I am going to be ok to do everything I want to.
Hoping for some decentish weather so I can go in the garden, and also start to harvest some more veggies. Might not be about for a couple of weeks as I am going to be mad busy.
Need a price to get paving done. Then I can assess my budget and see where I am.
Off I pop to get DD a school bag :STrying to shift that debt!0 -
I hope you get that back pay soon! At least the increase was on there so some good newsMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Boo to no listing on ebay due to late working. Am now on 2 weeks holiday. MrsP. wants to do a bootsale so both Wednesdays are taken-up (have nothing to sell myself ).
Also have to take her to 2 appts. Still, take out the day in Court & another for CSCS card test & yet another holiday with little/no time to do what I actually want to do.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Morning
Hows the garden looking?
Know you said you'll be busy for a while so chat soon!Wealth is what you're left with when all your money runs out0 -
Month 26, day 13. I am shocking. Almost 2 weeks into month 26 and I roll up after a 2 week break with my loved ones.
Excting things have been afoot. The painter is decorating the other house, and I have booked a nice man to do the garden. Myself and Dh together with a small army of unwilling volunteers will level the rest of the garden.
I shall be starting this weekend. In my garden I have lifted some onions, a crop of potatoes and have a steady stream of beetroot. I have blanched some greens and have foraged while on dog walks.
My freezer has some lovely bags of wild raspberries and blackberries ready for fruit crumbles in the winter. I have also had yet another crop of rhubarb, its been harvested four times this year!
My loft has been boarded out and we have been sitting up there and planning where we are storing things. I have put my first lot of summer bulbs I have lifted from the garden up there to dry out.
Spend wise we have been busy. A blow out on the dual carriageway cost 120 pounds. Thomas land and Chester Zoo, trips to the Wildfowl centre and various treats and fripperies have impinged on the money saving.
Nevermind, I will be moving on with life and getting the house rented out which is the overarching focus and what I must work on.
On with life, batchcooking, bargain hunting growing my own and general thrift.Trying to shift that debt!0 -
Boo to the blow-out. An unforeseen expense you could do without.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0
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