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30 months to no debt - an Optimistic Journey

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  • Month 28, Day 17. Thanks everyone it was lovely. And Gibside is a beautiful place - especially in the sunshine PLMBL you would love the bits and pieces at the farmers market. The weather is indeed a balm to the soul at the moment. I am so much happier being able to spend time outside.

    Another day closer to the big pay. Dh has already availed himself of the fact I said we would replace his Ipod, and has ordered one using the credit card which we are paying off.

    We also got the children some bubbles and stuff for the garden yesterday to occupy them.

    Lots of ebay to post today. Whats happened to free listing weekends? I hope they hurry up back!

    DS is with his grandma today and they are going to the seaside. Sounds like loads of fun, much better than working!
    Trying to shift that debt!
  • In fact, it is ten days to big pay. I must remember to take money off what I send my DH. He could click lucky if I am not careful.
    Trying to shift that debt!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Well done to the ebay...just CBA at the moment. My Ebay mojo has truly disappeared:o
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Roll on payday! You can count on just your fingers now :D

    No notion ebay FL but it should be soon!

    Mmmm beach sounds gooooood today!
    Wealth is what you're left with when all your money runs out
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Free listing again this w/e. Mind you, if the weather is a nice as they say it will be, who wants to sit at a PC all day listing toot on fleebay.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • Thanks for that patman, I have stuff to list on fleabay now (stuff that didn't go on fb) but you're right who will want to sit and list on a nice day?! And also will there be any buyers looking :eek:!?!

    I am loving the sun too :D have a nice tan coming along ;) it had better last so I can get rid of the strap marks now from my top :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    No updates for a week. Everything alright SBO?.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yes patman..where is she?? Yoo hooo!!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi Skint! Checking in to make sure all is a-o-kay!! :D
    Wealth is what you're left with when all your money runs out
  • Hmm I just spent all day catching up and you have done a runner !! Hope you're just gardening and enjoying the sun xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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