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30 months to no debt - an Optimistic Journey

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  • Detox is the way forward if you're feeling out of sorts! Salads, green tea/detox teas and lots of water and cut out cakes, wine and choc ;) (easier said than done I know!) You'll feel better for it though. When I have energy slumps I do this for a day or so and it kick starts me again

    I agree with the stance you're taking regarding DD2 and ex! I'd do the same too xxx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Yes its all for others convenience, I am not happy about it at all. I shall tell my angle on it, and she can decide from there.
    Trying to shift that debt!
  • Month 29, Day 1 An auspicious day at Skint Towers, we are into month 29. 87p paid off vanquis (keeping the focus on the most expensive debt, of course) and awaiting the ebay money to come in (I have sold 50 pounds worth) - it should be free listing weekend and I have new listings and relistings to put on. I need to keep the wheels turning! Got lots to do today so back later, just wanted to check in for month 29!:j
    Trying to shift that debt!
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Have a great day! Hope it's sunny there too :cool:
    Wealth is what you're left with when all your money runs out
  • Yay to month 29 :j

    It IS free listing 25th-27th May Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Happy 1st day of month 29!!!!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • princesst84
    princesst84 Posts: 641 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Heres to day 29 :beer:

    Sorry DD's dad is being a pain again :mad: Stand your ground with him, I would do the same.

    Have you heard from HR re the back pay situation?

    x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm starting to think we've a permanent infestation of slugs! We've tried knife and fork, salt and pellets. Still no joy :p
    the secret to slugs is little bowls of beer poor wee !!!!!!s drown but hopefully die happy ,however u might have drunk chickens lol do you think the eggs will be beer flavoured lol
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • Month 29, Day 2 Month 28 in 28 days!! Thanks for the congratulations and the slug advice, why dont I just drink the beer and then don gloves and collect the little swines and put them in the garden bin? unfortunately for me Pedro drinks beer. He likes the froth off the top of ale and guinness. no wonder he has a beer belly.

    PLMBL you have the inside line on the bay of e, many thanks lovely. I have pre prepared fully 15 listings for the weekend. I have another 30 or so to do and some to relist, so I can save some for next time. I am not updating my sig today but I can tell you I have paid 17.70 off Vanquis, and overall have paid 29 pounds off various things. We have received payments of 35.45 for ebay so thats extra money made.

    Sold an old car radio for 16 pounds and an old games console for 16 pounds. We still need to collect in 50 pounds worth so not a bad do at all.

    Last night I worked in the garden and I also did ebay photographing and ebay collate the stuff which people have bought....

    Tonight it will be wine o clock (well I did manage 2 days off it) and I will be pottering some more. Its all go :)
    Trying to shift that debt!
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Countdown to month 28 already!! Well done on all your sales plus the paying off of the debts :T

    I've Zumba tonight. We're chatting about going out for dinner tomorrow night with OH and the girls. Usually tell OH to have a drink and I'll drive home. I've still a couple West Coasts in the fridge come to think of it.... ;):o
    Wealth is what you're left with when all your money runs out
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