30 months to no debt - an Optimistic Journey

Skint_but_Optimistic

That is a rubbish update - last night i did nothing purely MSE unless drinking wine and digging is MSE?

I shall plant some onions tonight which should go a small way toward my being a little more MSE.

I have done a large peice of work today and then I have spent the last ten minutes (its my lunchbreak officially) looking at my snowball.

I am possibly going to stick to the snowball for June and July, and any potential overpayments will be going to a car and holiday spends respectively. I lowered the amount I was paying to debts for the official line, which is Still showing at 30 months at the moment. Once I hit 29 months I will tweak again. Its probable this will keep me for the first year at 30 day months which is absolutely fine as far as I am concerned and give me slightly more flexibility while still maintaining it and surpassing the target most of the time.

In August and September I will be back to overpaying.

This is more fun than spending the money was in the first place.

debtfreewannabe321

I love reading useless non mse updates it makes me feel better about my shortcomings ...drinking wine is def mse anyway ...wine is much cheaper than therapy

Skint_but_Optimistic

debtfreewannabe321 wrote: »

I love reading useless non mse updates it makes me feel better about my shortcomings ...drinking wine is def mse anyway ...wine is much cheaper than therapy

I like your thinking!

brizzledfw

Skint_but_Optimistic wrote: »

I like your thinking!

Me too... off for a glass now:beer:

:rotfl:

xx

Skint_but_Optimistic

Month 30, Day 26 4 days to month 29. (Once I make those all important payments, of course) Talked to my husband about the tweaking idea to allow us to stay on course and yet to afford the car and the holiday and he was, of course, pleased with that.

It does of course mean we are sticking to 30 day months and 30 months of it, until August anyway. It allows us slightly less austere austere times.

Last night I tidied up and I did some more work in the garden, cutting the grass and planting things. I planted some radish, onions and I potted some flowers. I have plenty more to keep me busy this week. I did no ironing and I went to bed fairly early as my chest infection is wearing me out.

Ebay static at 2.94, but plenty watches.

Have not yet photographed or built any listings but I will do. At some point!

I may also extend my veggie patch and plant some onions whereonce was lawn. I am currently in negotiations with the husband who asks if any lawn will remain. we shall see, as that side of the garden is rarely used.

Tonight if I am indoors, I will do indoors jobs. If I am outdoors I will do outdoors jobs. This depends on the weather and right now it looks like I shall be outside.... wine in hand, I shall battle the garden some more.

Rain is forecast on Saturday so shall work on the other house and I shall get my ironing done.

brizzledfw

Sounds like a plan..slugs have eaten 3 tomato plants..am well hacked off

But onwards and upwards..have bought some pellets..but worried re chickens eating them!!

Skint_but_Optimistic

Loathesome slugs.

I hates them.

debtfreewannabe321

we have a tomato plant (inside currently in pot) and a pepper plant and i've no idea how to look after them suppose I should get googling! I'm sure the man in b&q said something about pinching it out and i've no clue as to what he's on about ....best get on to that lol xx

Skint_but_Optimistic

that sounds like a dance move.

HeadAboveWater

I'm starting to think we've a permanent infestation of slugs! We've tried knife and fork, salt and pellets. Still no joy