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30 months to no debt - an Optimistic Journey
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Sounds lovely. We have no money but are going to the cinema as DH will have a fit if he misses out on star trek. So may as wellTrying to shift that debt!0
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Yay to making it to 29 left to go....you should change your signature :T
Star-trek, hmm not my cup of tea but I go out so rarely I think even I could be persuaded to go watch it at the cinemalol x
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I'd almost watch anything at the cinema just to get out for a while!!
:rotfl:
Wealth is what you're left with when all your money runs out0 -
Star trek was amazing, they are all so young and beautiful. My goodness, it was totally brilliant. I would love to boldly go, why thankyou.
Ive made some steps but I am off this week and so so busy with sorting the house. I have sold lots, and cleared lots and will sort lots more, MUST iron DDs trousers, I have a party at my sisters on Saturday (brilliant!!) and all is good. Despite paying out for one direction tickets for DD1 DD2 and 2 others, pay me back please:) So so busy, will be back tomorrow! I must photograph my lettuce and show Piq, its beautiful!Trying to shift that debt!0 -
Just popping by to check you haven't wavered from the path of debtfree to far.
Didn't lose to many spring onions to the birds and squirrels after all, but still sowed some more to give a nice continuous crop.
Off to my own diary for an update.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
just popping by to say hello
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Hi both I will look up both your diaries and have a look in. I have been good I promise, I am keeping positive with my ebay current sales are at 4.00 (get in!) and I have to update my signature and add all the monies together which I have repaid.
I have been busy painting the fence but I am somewhat scuppered today by the weather, cue bored kids, chinese laundry and me doing the odd survey in the name of moneymaking.
Right, onward and upward. I am going to have to add my days up and work out where I am in the month!! Off I go (kids watching spongebob) to do a little ironing and also to make some ebay listings while they are happyTrying to shift that debt!0 -
Just catching up! I feel frazzled from just reading all that! If you're on FB can i suggest the selling pages on there...i've made around £25 in last few days and no listing fees, postage or post office trips
xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I'm looking at getting a de-hydrator so I can dry and preserve surplus fruit & veg for future use.
Have read that they are quite good.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Month 29, Day 12 My goodness, day 12 already! Last months payments were rather rubblish, my totaliser has been absolute pants. I am learning from my mistakes.
1. I incurred some bank charges. Moving forward, I need to leave a 200 pound balance in there or nothing gets paid.
2. I was off with the kids and bad weather meant that I had to occupy them. I also had to purchase One Direction tickets which scuppered my payments and available income.
3. The weather was baltic and I had to buy more coal.
I am determined however that this month will be another 30 day month. So we have 18 days to month 28.
Good points: Food cupboards are full. I need some birthday party food but apart from that, nothing we are all meal planned for the next month.
Washing powder is not needed. We got some eco balls and my goodness they are better than I ever thought (cheers pat for the tip) we only need fabric softner.
We have salad leaves in abundance thanks to my decorative lettucests outside the back door!
The weather is finally on the turn.
I shall be getting birthday money which I can use to alleviate issues.
I have pennies to bag up and pay in as its the first week of June, time to bank one of my denominations!! I shall keep this up to the end of the year and then bank as much as I can in December ready to start again in the new year.
Plans - are to get as much growing in the garden as I can to boost the food stores.
Do surveys when time allows.
Chase up the missing salary.
Keep to the straight and narrow.
Detox - water is cheaper than coffee and wine:rotfl:
Hope everyone is okTrying to shift that debt!0
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