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30 months to no debt - an Optimistic Journey
Comments
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Well done on your challenge, from someone who made their last payment today.0
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Inspiration!!! Many thanks for posting, how do you feel?Trying to shift that debt!0
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Odd !
I have been so used to paying my DMP for the last 90 months that to know I dont have to next month is a bit strange.
I will still keep to my (non) spending habits on a daily basis and will save for things that I want.
I will be credit free in future.
Good luck to you on your journey !.Skint_but_Optimistic wrote: »Inspiration!!! Many thanks for posting, how do you feel?0 -
Congrats Antonic :T
Skint I'm detoxing too we can do it together
although i do have wine in already , seems a shame to waste it 
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I am only detoxing til my party on saturday. Then I shall detox again.
Wine is meant to keep you know, some folks hang onto it for years!!Trying to shift that debt!0 -
oh but it doesn't count as i've opened it already and only had one glass so i'm sure I have to drink it now? Like not right now obviously don't want to be getting turned away from the gym again lolMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Drunk in charge of an exercise bike?Trying to shift that debt!0
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Skint_but_Optimistic wrote: »Drunk in charge of an exercise bike?
I was thinking I would be more likely thrown out for leering at all the men :rotfl: women get :beer: googles too (well I do
) :rotfl::rotfl: MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Skint_but_Optimistic wrote: »Detox - water is cheaper than coffee and wine:rotfl:
:eek: What?!?!Wealth is what you're left with when all your money runs out0 -
Sad but true. We all know the truly christian thing to do is to turn water into wine.
Trying to shift that debt!0
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