Separated, how much should I provide?

suze200

JackRS wrote: »

OK but I believe I will pay CM for DS at £650/m until course ends June 2015. So when we do needs and income calc that amount is included in her income

Jack why does the CS for your son go to the Ex?

Surely it should go direct to him. He doesn't need Mummny's input into what it gets spent on. If he is living at home he should pay some to her for "keep" and spend the rest on his clothes, books, things for college / uni etc ..... all by himself. He is an ADULT offspring..... NOT a child

RAS

suze200 wrote: »

Jack why does the CS for your son go to the Ex?

Surely it should go direct to him. He doesn't need Mummny's input into what it gets spent on. If he is living at home he should pay some to her for "keep" and spend the rest on his clothes, books, things for college / uni etc ..... all by himself. He is an ADULT offspring..... NOT a child

suze

CSA/CMS regulations state that Mum is entitled to claim Child Benefit for DS because he is studying a full-time (more than 15 hours contact time) Level 3 course which he commenced before his 19th birthday.

If she is entitled to claim CB than she can claim CSA/CMS from JackRS. If JackRS were to pay DS directly she could still claim the money from JackRS via the CSA/CMA and he would have to pay again.

suze200

RAS wrote: »

suze

CSA/CMS regulations state that Mum is entitled to claim Child Benefit for DS because he is studying a full-time (more than 15 hours contact time) Level 3 course which he commenced before his 19th birthday.

If she is entitled to claim CB than she can claim CSA/CMS from JackRS. If JackRS were to pay DS directly she could still claim the money from JackRS via the CSA/CMA and he would have to pay again.

Ahh I see. Thanks for that RAS!

Regs are regs

Hope she actually spends it on Son then

RAS

JackRS wrote: »

OK but I believe I will pay CM for DS at £650/m until course ends June 2015. So when we do needs and income calc that amount is included in her income

Sorry did not word that well; what I mean is that once DS finishes his courses, she can no longer claim support for him from you.

What I can see if she goes for longer term spousal support is that when your responsibility for CSA ends she will try and hoover that up for her self by claiming that the "spare cash" after reasonable expenses increases.

What I was suggesting is that you retain your right to fund your children directly, DD now and DS from summer 2105 by including in your reasonable expenses money to support them directly if they need help at university or with things like additional training courses?

RAS

JackRS wrote: »

Child Maintenance

She advised me that child maintenance calculation has changed and is calculated on gross salary less pension contributions.

CSA was 15% of net pay.
CMS is 12% of gross less salary contributions.

The old system encouraged people to reduce their net with salary sacrifice schemes.

Another thought - the car is part of her spousal maintenance so it is £1000-CMS-car.

And do put in a requirement for her to manage the mileage and the maintenance properly this time or pay the penalty fees herself.

JackRS

Thanks guys, of to mtg soon, will update late tonight

RAS

Best wishes JackRS.

Keep cool.

springdreams

Good luck Jack.

I hope it goes well for you today.

RAS

Hope everything went as well as can be expected.

Have a good weekend and take care of yourself.

Reams

thorsoak wrote: »

One thing occurs to me Jack .....you will be paying gross - but she will have to pay tax on spousal maintenance. Ensure that you notify HMRC and your PAYE dept. It will at least cut your tax bill a little .

The recipient does not pay tax on maintenance.
http://www.hmrc.gov.uk/incometax/maintenance-relief.htm


I found during my divorce that so much information from well meaning people was wrong, including that from lawyers on a dedicated divorce site.
The closest, was my barrister and even she was wrong in the end.


As Thumper said, every divorce is different. So too are Courts/Judges on the day.


Its a lottery I'm afraid, but one thing I can tell you from experience, is that there is no such thing as Perjury in the Family Court system. Apart from provable, such as drug testing, it's a free lie for all.




If you receive advice such as the above, stated especially as fact, check it on an official site for yourself.