Where can I get old Terms and Conditions details?

dreamin

I have read lots of different threads & Terms and Conditions show up a lot and also how important they are to your case.
I have read thro' a few T&C's & I still really don't know the importance of having them.
From the cases lost the judge has said that the claimant didn't break the contract, I assume we want the judge to say that we have broken it?
I don't understand this at all.
Could someone perhaps explain in simple language why we need terms etc.???

I have this posted on CAG but without any response

hopeleigh

Can any nice person out there email me a an old copy of Lloyds T&Cs. Got an allocation hearing on 15th August and desparately need a copy for my court bundle.
Pretty please xxxx

hedgecutter

hi all could someone direct me to where i get the last 6 years tems and conditions for lloyds tsb on line for my bundle.

Thanks in advance
regards

4236perkins

Hi - Im at the later stages of court hearings etc as Lloyds have put up a defence on my claim of £4000. So need to make sure my paperwork is 110% correct before the preliminary hearing (We can't have another loss!)

Its mentioned by Martin & in the forum, that I should have a copy of the banks 'Terms & Conditions' detailing how their charges are calulated etc for the court hearing. But i opened my bank account 23 years ago, so do I need to find the originals?? Or do I use their current T & C's?
Obviously after 23 years Lloyds would have ammended their T & C's to suit themselves anyway!??

Please if anyone can help let me know asap.

Kindest Regards & Thanks for information so far

lindilou39

why not try writing to your bank and ask them to send you the T&C for 1984, thats what am about to do, I,m just going to ask them to send it to me, if they dont then at least I/you have tried which will be favourable in our case where the courts are concerned.

Lin

4236perkins

Thank you, I was just unsure if they were the relevant T & C's still? But I will write to them and see what response I get.

Thank you!

borgbaiter

hi all

i wrote to hsbc and natwest for terms and conditions on 7th june. hsbc havnt responded, natwest sent the june 2007 version. sent new letter today reiterating. doesnt look like there willing to send them out individually. anyone know of a data protection claim we can make on this or maybe a freedom of information? or even copywrite law???


dont see why they wont send them out if there not hiding anything


good luck everyone

quar1972

Do you or anybody have a copy of First Directs terms and conditions of banking that dates back to 2005 or 2006?

Need one to go to court with!

borgbaiter

hi all

ive found the following terms and conditins for HSBC/Midland

1996
http://www.scribe-miniatures.co.uk/HSBC/1996_HSBC_T&C.pdf

2002 part
http://www.scribe-miniatures.co.uk/HSBC/2002-07_HSBC_T&C_-_part.pdf

2003
http://www.scribe-miniatures.co.uk/HSBC/2003-06_HSBC_T&C_-_changes.pdf

2004
http://www.scribe-miniatures.co.uk/HSBC/2004%20hsbc%20t&c.pdf

if i get anymore ill add them, im also looking for natwest t&c's if anyone has them

ibbi_2

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/95312-hsbc-t-cs-here-4.html

terms and conditions prior to 2004 -