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The time has come

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Comments

  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Am on a right downer today. Got that 'what is the point' cloud hanging over me. Am absolutely skint and it's a whole week to pay day. I've got child benefit next Tuesday but even that's spoken for :(
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • lilbert
    lilbert Posts: 641 Forumite
    Just keep going! :) Your doing so well!
  • in_need_of_direction
    in_need_of_direction Posts: 7,848 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Even when you can't clear the debt, you should remember that by being conscious of it, you're reducing the chances of it increasing. Just look at what you've achieved. You're doing fine
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • in_need_of_direction
    in_need_of_direction Posts: 7,848 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 10 April 2014 at 8:21AM
    Also, you haven't said what your current debt is. Reason I do percentages in my sig is so I can see even my minute progress. If all you see is what you started with, it's hard not to feel disheartened.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    That's all for the support. I agree, I do have to recalculate my total debt. I'll try and get it done over next few days. I only repay £1 per month to all creditors so I know it's not going to be a massive reduction.

    Got no plans at all over weekend other than the usual cleaning. Am still eating out of the freezer, choice is getting very limited but at least everything is getting used up.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Another weekend has come and gone. Had a pretty busy weekend at home catching up with all the chores and went for a lovely walk this afternoon with my DD and granddaughter.

    Back to the grindstone tomorrow :(
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    Payday has been and gone and I've still got a massive black cloud hanging over me. Have been out for the day today but it's not the same when you can't spend money and I've come home and the rest of the family have plans for tonight and I'm sat here like Billy no mates :(

    I have emptied the freezer and went to farm foods yesterday to fill it back up. Spent about £75 but got absolutely loads so that should see us through a couple of months - no money but plenty of food!!!
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • Desperate_to_be_debt_free
    Desperate_to_be_debt_free Posts: 745 Forumite
    Part of the Furniture Combo Breaker
    No debt busting today but no adding to the debt either. A day in the house alone. Got the washing on the line, more in the machine and just going to have a shower, dress and spend a few hours catching up on 'work' work. Then over to mums for some lunch and a chilling afternoon in front of the tv.

    Happy Easter everyone x
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • in_need_of_direction
    in_need_of_direction Posts: 7,848 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    And to you
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • killerpeaty
    killerpeaty Posts: 2,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Try not to feel too bad, you're doing a great job.

    Have a lovely easter!
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