£21,000 to pay off -but we will do it this time.

pennywisepoundstupid

Thanks DFW123.

Spent the afternoon with DD making a wall plaque out of clay for her room, also made a smaller one with home sweet home on, we will paint them tomorrow. DS has decided he wants to watch football this afternoon rather than Life of Pi, which is fine it will keep for another day.

Received vertbaudet statement and balance was 0, was expecting a small amount of interest, have rung them up and cancelled account, so this debt is officially crossed off the list, just 7 more to go:(.

debtfreewannabe321

i'm still on 12 creditors left !! So know how you're feeling! chin up they'll be gone soon enough xx

Polly_Wolly_Doodle

Well done on the ZERO balance with verb-whatsit :j:j:j
So does that mean you can snowball that payment onto the next one?
You go girl:D and the survey payout is awesome - great news!

Glad DD is back to normal too xx

pennywisepoundstupid

Hi PWD, Yes I want to throw it at la redout£.

Been to As da this morning and spent £48, also withdrew £20, £15 for brownie fees and £4.20 for this weeks school lunches.

pennywisepoundstupid

Another £3 redeemed from mysurv£y.

kittycatfan

Hi pwps your childrens school lunches are well cheap for week my school charges 1.80 a day , also if anyone can help me as i must be thick i do not understand the snowball calculator at all and have looked t lots of different sights and just dont get it lol

Polly_Wolly_Doodle

Well done on mysurvey Pen and eyeballing that next debt.
I've been listening to Dave Ramsey - American debt busting guru - and he talks about tackling the smallest debt first and doing them in size order, so you get a greater feeling of a quick win. Rather than :money:way of tackling them in interest % order.
I'm happy to bore you with his theory if you want:D

Our school lunches are £1.90 per day and they are pretty rubbish from what i can see, but at least they are warm(ish)!

kittycatfan

Thankyou pwd yes your lunches are expensive i do pay my credit cards lowest first so far ive paid 4 still got 3 to go x

pennywisepoundstupid

Lunches are £2.10 a day, they only have them one day a week.

I'm tackling the smallest ones first, they also have the highest interest.

pennywisepoundstupid

Morning, just a quick update before work.

Work has been mad the last few days with SATS going on and my 2 children seem to have had endless activities going on, but at least I havn't spent anything over the last 3 days.

Have received £12 in survey payments and £1.49 from quidco, keeping hold of this as I have a couple of school trips to pay for at the end of the month, would really love to pay it off la redoute though.

Think that's it for the time being, have a god day.