Should I Contact Car Insurance If I Knocked a Cyclist Off a Cycle

chrisb1357

But what happens if the cycylist had no lights on, reflectors or highviz

Am not saying who's fault it is as I was not in the car

Portly_Pig wrote: »

Your wifes, you give way to traffic from the right.

Quentin

You don't need lights/reflectors till lighting up time. High viz?????

Presumably if the police attended they would have taken note of any offences being committed by either party.

Richard53

I read the post as - driver is on the roundabout, and hits cyclist when "pulling off the roundabout". We need to know where the cyclist was and what he was trying to do. No point in speculating without the facts.

Aretnap

geri1965 wrote: »

Actually it is fairly common for injuries not to become apparent until the next day. I came off my bike once and hit my head and knee on the path. Whilst the gash on my knee and the huge bump on my head were obvious pretty much straight away, it wasn't until the next day that I had the whiplash type pain and could barely move.

Twice I've come off my bike and declared myself to be fine, just a bit shaken... then a few hours later I've taken myself off to hospital and come back with my arm in plaster.

As for liability it depends on the circumstances. If it was dark then no lights certainly won't help the cyclist, but if the roundabout was well lit your wife should probably have seen him anyway so it might end up being split liability. If it was pitch dark she'd have a much stronger case for saying that there was nothing she could have done better. OTOH lights are fairly irrelevant until sunset or a bit later - and sunset is around 8 pm at the moment.

chrisb1357

The police told my wife we did not need to do anything else but I am still going to report to the insurance. The cycylist told the police it was his fault but the police did not give my wife a ref number

Chris

Portly_Pig

Quentin wrote: »

You don't need lights/reflectors till lighting up time. High viz?????

Presumably if the police attended they would have taken note of any offences being committed by either party.

Which was about 8-15 tonight.

Quentin

chrisb1357 wrote: »

The police told my wife we did not need to do anything else but I am still going to report to the insurance. The cycylist told the police it was his fault but the police did not give my wife a ref number

Chris

The police are not experts in the nuances of insurance policies!

If you check you will see you are obliged to notify your insurer of all incidents that could give rise to a claim.

Ximian

Portly_Pig wrote: »

Your wifes, you give way to traffic from the right.

Yes, the rules state that you give way to traffic on the right but what if you can't see them?

Rule 60: https://www.gov.uk/rules-for-cyclists-59-to-82/overview-59-to-71

Portly_Pig

Ximian wrote: »

Yes, the rules state that you give way to traffic on the right but what if you can't see them?

Rule 60: https://www.gov.uk/rules-for-cyclists-59-to-82/overview-59-to-71

Stop driving or get yourself down to specsavers.

Tilt

If it was dark and the cyclist had no lights on, it's not the car drivers fault.