Dmp Mutal Support Thread (Part Two)

newlywed

Hi paulal

If you can't pay the next payment of the DD's then cancel them now.

If they ring to ask why just tell them you will send them a cheque this month (only a token payment but you can tell them that if they ask ) and let them know that you are contacting CCCS about a DMP and will write to them when you have more details and reference numbers.

When you make your first payment to CCCS it's like a huge weight lifting

I expect you will be able to sort it out in time to start your first payment on 1 September but CCCS will be able to advise depending on how long it takes you to send them back all the account details and statements.

redfaced

hi paulal
I'm new too and in process of sorting dmp with cccs to hopefully start on 1/9,postal strike is causing a few delays with info from creditors but stick with it and good luck

jo

Boltonbwfc

Hi all

Just got back from the family hols (brothers in Scotland) and returned to a deluge of mail from Lloyds wanting me to ring them to discuss my accounts on the loan and credit card (seperate mail). 2nd payment on my DMP made but Lloyds still piling the interest on! When will this stop!

My mortgage break ends this month and I'm back to paying full mortgage as from the 18th August! I have worked out the current income and expenditure and should be ok. Whats the average for a family of 4 to live on a month after everything is paid out? :think:

Hope everyone is ok!

BWFC

paulal29

thanks for all your advise its a big help.no i dont have any loans or credit cards with my bank so wont need to change.hopefully i can start to get sorted soon
paula

rayday2

It all sounds pretty straight forward to you then one less worry!

Just need to wait for the postie to get the pack to you!

hunteress

evening all
welcome to newbies
i am still here ida just dont post as often:)

paulal29

hi all
well i received my dmp agreement to sign this morning from cccs,going to send this back with all proofs of income and debts this afternoon.spoke to them on the phone and they said hopefully should be a sept start for dmp.going to send out all the letters to crediters tomorrow.have also cancelled the direct debits,so hopefully i am on my way to sorting out my problems.
paula

rayday2

You sound like you have it all in hand, good luck and if you have any queries the peeps with CCCS in here are excellent!

PompeyMark88

Hi all

Not been on for a while and things been all quiet on DMP front. Have made 2nd payment this month.
Had very little from any of my 3 creditors.
A while ago Barclays turned down DMP offer on loan and overdraft, issued a default, said to continue making payments and that debts would be transferred to DCA who would accept my offers. Heard nothing from them since.

Not a word from Argos Loan so just continuing to make payment through CCCS. Not a word from Sky credit card, until got statement today. Interest stopped and minimum payment showing is my DMP offer amount.

Managed to increase my DMP payment, so DFD is now under 8 years away and counting.:rotfl:

Hope everyone is ok. Reading latest Harry Potter and looking forward to the start of the footy season. :beer:

rayday2

I think I need a lottery win to get mine under 8 years but heres hoping lol!

Had a snotty letter from Intrum Justitia moaning I had not paid since June, it was nice to write a cocky letter back telling them actually you are wrong here is a list of last three payments, cheque numbers, amounts and date they cleared my bank account, I await an apology!