Reclaim Unfair Bank Charges article discussion Part II

natweststaffmember

woodymeg wrote: »

so should i phone them asking that first or should i phone money management and go through the long convo that is expected x and no they havnt said why they dont think im not in financial hardship will they give me the reason over the phone x

Go through the rigmarole with Barclays but DO NOT agree to a loan or extra borrowing(cos we all know that extra borrowing doesn't lead to long term stability).

natweststaffmember

Championline wrote: »

Hi,

Can anybody help?

Used to bank with The Woolwich but they were taken over by Barclays. Would Barclays still have all my past account information and can I still claim for charges that I paid with The Woolwich?

Look forward to any help

Yes you can.

woodymeg

natweststaffmember wrote: »

Go through the rigmarole with Barclays but DO NOT agree to a loan or extra borrowing(cos we all know that extra borrowing doesn't lead to long term stability).

it is will halifax not barclays x x do you mean ring there money team befor asking them for a final response as to why they dont think im in hardship x also i cant get any credit because of the debts ive got so no worry there:p

woodymeg

also just thought i would say, got a letter today saying as of 1st of Nov 09 the halifax charges are been reduced, is that not in itself saying that their charges were too high in first place or is it so they get on right side of courts pending the case.

natweststaffmember

woodymeg wrote: »

it is will halifax not barclays x x do you mean ring there money team befor asking them for a final response as to why they dont think im in hardship x also i cant get any credit because of the debts ive got so no worry there:p

Do you think I should have gone to specsavers

natweststaffmember

woodymeg wrote: »

also just thought i would say, got a letter today saying as of 1st of Nov 09 the halifax charges are been reduced, is that not in itself saying that their charges were too high in first place or is it so they get on right side of courts pending the case.

I think that is the reward account which can be in some cases more expensive than at present but I think it is a bit of jostling to be honest.

natweststaffmember

woodymeg wrote: »

it is will halifax not barclays x x do you mean ring there money team befor asking them for a final response as to why they dont think im in hardship x also i cant get any credit because of the debts ive got so no worry there:p

With regards to the latter part of the post, yes I think you need a final response from HALIFAX and might be worth seeing what their money management team has to say.

nippyone

natweststaffmember wrote: »

Do you think I should have gone to specsavers

YES!:D Maybe you should have!:rolleyes:

natweststaffmember

nippyone wrote: »

YES!:D Maybe you should have!:rolleyes:

Cheaky git

woodymeg

natweststaffmember wrote: »

I think that is the reward account which can be in some cases more expensive than at present but I think it is a bit of jostling to be honest.

i have got a cash card account and they are saying that the charges are going down to £15.00 as of november. i will phone the money team after i have spoken to halifax x and yes you should go to specsavers i dont need to as i wear them already:rotfl: