Reclaim Unfair Bank Charges article discussion Part II

samfrench32

I've been reading a lot about lloyds tsb and how difficult they can be I am trying to get back about 3k and have made the decision to employ someone to help me he takes 10% (no win no fee) but in my mind its better then nothing. Also he will be tougher then me on negotiations so I reckon I will get more with him then if I went it alone.



Sam

Edinburghlass_2

Rise_Sir_Axl_Rose wrote: »

I'm obviously very late getting into this however, please could someone clarify an answer to this specific question:

When you receive your list of Barclays statements, EXACTLY which charges can you claim? I've already seen a 'GENERIC' list, but specifically to Barclays, can you charge "o/d protection 400@£0.80/100 = £3.20"?..... and also "Account Fee 1 @ £6.00"?

Thank you in advance - fantastic site and really looking forward to getting stuck into this 'shower'!!

Sorry!
I know you're all WAY past my current senerio no doubt..

o/d protection sounds like service so no, no idea about Account Fee unless you have an Additions account. Please ring your bank if you don't understand what their abbreviations stand for.

margymuggins

debann wrote: »

Hi All

Just sat and gone throught 6 yrs of natwest bank statements..total of £1398!
Was just a bit confused about a few things

1. What interest do we add to this figure?
2. Do we send the initial letter to our local branch where our account is or to head office?
3. Is it all as simple as it sounds- I'm a pretty sceptical that getting this money bank sounds too good to be true

Many Thanks

Hi i sent mine to local natwest branch all 3 letters have been ignored by them so i phoned them they have validated claim an from 23rd may to june 6th i will be receiving offer from 2 accounts £2807.00 £500 quid short of total 1st started claim march 31st so just hang on in there hope this is of some use

Edinburghlass_2

margymuggins I've shifted your post from the Success Stories as although there are some posts in there asking questions, they should be in this thread.

Also the above post was posted back in September 2006 so I would hope his claim is sorted now

sweepster

merckx69 wrote: »

We took LLoyds TSB to court when reclaiming bank charges and LOST the case!!! Has this happend to anybody else? Any advice what to do next?? It has been a real blow and we are struggling...

hi,
I am at this stage with Abbey just waiting for a court date, can u give details as what the judge said thanks in advance
sweepyxx

mookyg

We are about to go onlinre to take Lloyds TSB to small claims. Can anyone tell us on what basis the recent loss in County Court was made (it was on radio 2 this am)?

nickmack

mookyg wrote: »

Can anyone tell us on what basis the recent loss in County Court was made (it was on radio 2 this am)?

Links to story and discussion in this thread:

http://forums.moneysavingexpert.com/showthread.html?t=453294

Rise_Sir_Axl_Rose

cyberman wrote: »

All the information you need is within the forums

..but its not - at least not specifically(that's not to sound like an !!!!!! because this site and Martin are the dogs'!).

I spent 3 hours going through the "barclays" thread, all 94 pages, and it doesn't have an answer for my question, so...

Rise_Sir_Axl_Rose

Edinburghlass wrote: »

o/d protection sounds like service so no, no idea about Account Fee unless you have an Additions account. Please ring your bank if you don't understand what their abbreviations stand for.

Thank you for the response -- It's my Wife's account so I'll have to get her to do that.

k1mmie

How long after receiving list of charges does First DIrect take to make an offer? How near was the offer at that stage to what was requested?