Reclaim Unfair Bank Charges article discussion Part II

Jen_1983

Capital one
Reclaiming-£382
Received-£112

Sent first letter 11th April
They wrote back 20th April saying they would investigate
Then 10th may i received a letter with all the 'we are sorry you are unhappy ect ect
But as a matter of 'goodwill'
They would refund the difference between the original charges and the rate of £12 which they seem fair=£112
Was in my account when i rang to check!:rotfl:

Sent a letter saying it wasnt good enough and still waiting to hear,but atleast its something

steve88_2

I wrote to Halifax on 18 April requesting my last 6 years bank statements. As yet i have received nothing and heard nothing. Can someone please clarify whether the 40 days allotted is inclusive of weekends / bank holidays etc. or is it a straight 40 day stretch. If so, is this lack of response normal or am i blatantly being ignored ??? Please advise !

archer5

I got my statements from 2004 to present date yesterday 23/5/07. 1st req for statements was on 19/4/07. I also as told I'd have to wait as micofiche details basically were low on the retrieving order. However, the clock is STILL ticking on their 40 day deadline which ends 12/6/07.

ally1d

has any one got an address for AA visa card think it is part of centrica group but cant fid any thing?? thanks in advance!

beckied

merckx69 wrote: »

We took LLoyds TSB to court when reclaiming bank charges and LOST the case!!! Has this happend to anybody else? Any advice what to do next?? It has been a real blow and we are struggling...

hi sorry to hear you have lost your case just wondering on behalf of us lloyds customers what happend today any info will be apprecated !!
I carnt believe that they have won again i thought there would be more media the second time a bank won it has scared me off a bit dont know about anybody else i was going to put in for my mcol at the end of this month i think i might wait to see what the ombudsman says now!!
good luck with your appeal and thanks for any info in advance!!

tezl

merckx69 wrote: »

We took LLoyds TSB to court when reclaiming bank charges and LOST the case!!! Has this happend to anybody else? Any advice what to do next?? It has been a real blow and we are struggling...

suspisious or what ? sorry if wrong.

cyberman_3

Originally Posted by merckx69
We took LLoyds TSB to court when reclaiming bank charges and LOST the case!!! Has this happend to anybody else? Any advice what to do next?? It has been a real blow and we are struggling...

tezl wrote: »

suspisious or what ? sorry if wrong.

Lloyds TSB have only won the case in Birmingham .. any other win would be blasted over the media !!!!

Is merckx69 a Lloyds insider wind up ???? We are open to be proved wrong so what court was this merc ????
tezi is right to query this post.

Edinburghlass, what do you think

cyberman_3

Millions of people will have seen on BBC 10pm news tonight.

Complaints are rolling in that Abbey are using the Lloyds case as a precendent and writing to customers warning them off.

As said on BBC news, NO PRECEDENT HAS BEEN SET

Amazing that Abbey thought they could pull this one off. They, by getting on the news have just given a FREE advert telling 1000's more people (many new to this) that you can get these illegal charges back from banks.

Whoever at Abbey thought this would work is a complete idiot.

I bet all the other banks are now shaking with anger ABOUT Abbey as it will increase the claims to them. Well done Abbey, if you ever get onto "Who wants to be a Millionaire" ..... PLEASE DO NOT ASK THE AUDIENCE

Edinburghlass_2

cyberman wrote: »

Originally Posted by merckx69
We took LLoyds TSB to court when reclaiming bank charges and LOST the case!!! Has this happend to anybody else? Any advice what to do next?? It has been a real blow and we are struggling...



Lloyds TSB have only won the case in Birmingham .. any other win would be blasted over the media !!!!

Is merckx69 a Lloyds insider wind up ???? We are open to be proved wrong so what court was this merc ????
tezi is right to query this post.

Edinburghlass, what do you think

What do I think? I think you are over dramatising if you think a Lloyds insider is posting on MSE for heaven's sake.

The OP has posted for advice although this can't be given without more detail so please just leave it at that.

And lets not forget that not everyone wants to be plastered across the Daily Mail

Edinburghlass_2

Hubarb_Spong wrote: »

Here is an odd one for anyone out there, I am just about to take Virgin One account to court for about £700 of charges. But....

Virgin One Account is based in england but they are owned by RBS who have an Edinburgh address. SO do I need to try in the english courts or the scotish sherifs courts??? HELP

You'll find an alternative English address for RBS in the Reclaim Help Thread for use on MCOL, this is linked in my signature.