Reclaim Unfair Bank Charges article discussion Part II

eddiemno

did you receive my message regarding your revised offer? Thanks

tezl

had mobile phone bill did not realize you have to pay for 0845 numbers , all call centres have these, so. do they make money out of these. just called on my mobile answered straight away, gave claim number and mysteriously cut off. still trying to get through,, 20 mins on house phone so far, are they recouping some money this way? thanks. just got through they said there offer was final 1765 claim 2950 approx. got renewed vigor see you in court barclays.

sweepster

What do u all think i am going to post in the next couple of days my court questionnaire and wait for a court date. Do you think its worth phoning Abbey up and seeing if they will settle for a lower amount.
sweepyxx

madjj111

hello guys -

has anyone read any sucess story's for northern ireland folk - especially First Trust Bank , i am at mine since Nov 2006 - have been contacted by BBC rep.

would be nice to know if i have any chance of sucess here

cyberman_3

99point99 wrote: »

To make things worse Natwest are playing the 'dumb card' and have acknowledged nothing and havent even responded to ANY of my letters' or acknowledged the MCO claim. Nice eh? Its all part of the slowing down process - its probably the only REAL defence the banks have.
B

99 ... you have probably hit the nail on the head saying that.
HOWEVER, the law is on your side 100%. They have 40 days to give you the information. If they don't, they have broken the law under the Data Protection Act ..... how many more laws will they break before they are brought to justice ?

The brighter side is that they can hardly chase you for your overdraft can they when they are not supplying the info.

I said in a much earlier thread that this was a "Catch 22" situation for the banks ....... now through their own making, it's become a DOUBLE " Catch 22" for them.

If you people don't get replies, keep reminding them with recorded delivery letters and that way you'll have a signature who received it at the bank.
If you have done your utmost to get the info and the bank fails to reply, it will not go down well with a judge

99point99

tezl wrote: »

had mobile phone bill did not realize you have to pay for 0845 numbers , all call centres have these, so. do they make money out of these. just called on my mobile answered straight away, gave claim number and mysteriously cut off. still trying to get through,, 20 mins on house phone so far, are they recouping some money this way? thanks. just got through they said there offer was final 1765 claim 2950 approx. got renewed vigor see you in court barclays.

hey theres a website you should use, all your 0800 local rate numbers, just type in the 08 number or name of business and it spits out their landline - pretty sneaky or what? ;-):
http://www.saynoto0870.com/

i wonder if this has been feature on this website as yet?

Toomanyshoes_2

Barclays, requested info 21 Feb took well over 40 days

Sent first letter 13 April.

Got stalling letter as standard...

Reply on 20 May offered £615 (of the £820 I claimed plus interest.)

Have sent 2nd letter of intention to go to court, accepting £615 in part (without prejudice) but wanting remaining £205 or interest and court fees will be added, pointing out this would be better to settle and reminding them of the breach of the information request...

Time will tell! But I though £615 after one letter was good!

cyberman_3

99point99 wrote: »

hey theres a website you should use, all your 0800 local rate numbers, just type in the 08 number or name of business and it spits out their landline - pretty sneaky or what? ;-):
http://www.saynoto0870.com/

i wonder if this has been feature on this website as yet?

Great 99 ...... I just got myself a load of 0800 freephone numbers, better than 0845 and 1p - 4p per minute

Everyone should save the site to their favourites

Edinburghlass_2

99point99 wrote: »

http://www.saynoto0870.com/

i wonder if this has been feature on this website as yet?

saynoto0870 is sponsored by Martin, take a look at the Telephone Boards.

k1mmie

Blackthorn wrote: »

Bank: FirstDirect
Amount Reclaimed:£1172.23
Amount they paid:£1101.50
The story: After reading the information provided on this amazing site, I bit the bullet and submitted the first recommended letter on 14th May. I then submitted the second letter on the 19th May, after checking through my statements.

I received the offer on the 23rd May! :j

Thank you very much in deed.

Hi

I have a claim from FD for around £2100. DId you claim interest or not. Was there any corresponding or just one offer of the full amount?