Reclaim Unfair Bank Charges article discussion Part II

3106catherine

I dont mind waiting and in fact im not 'banking' excuse the oun on getting anything back I am just so p***** with the attitude of their staff this morning when all i wanted was £125 reduction in this months charges and all they wanted to do was give me a personal loan!

So if it comes off great, but nothing ventured nothing gained.

3106catherine

Oh incidentally inthe letter template i have opted for the paragraph asking them to continue dealing with it under the rules of hardship as I lost my job.

need_to_know_3

I'm looking into the possibility of reclaiming credit card charges, but before I start I was wondering if anyone knows if it is possible to ask for charges back if the credit card is included in an IVA?

naughtycaj

Oops think I have posted my question to wrong place. I have a reclaim letter in with Royal Bank of Scotland for over £1500 with interest. Latterly I was due the bank £28 but with their charges month on month it is now over £400. They have now placed my account with a debt collector. The money they took from me in charges was actually my DSS money. What can I do? Helpppppppppp

Ally_Catz

Hi
I have two current accounts at Barclays. Do these require two separate letters?

A x

shamrock7

You can ask for your charges back under financial hardship if they were in fact taking your benefit money and as far as I'm aware these cases are not on hold. You will find all the information on this site. Good luck

mreroots

3106catherine wrote: »

I'm not worried if they close the account to be honest after the attitude of their staff

:T
+1

their staff is bad in customer service....

sfinch_3

could someone please explain to me how some people who
are putting in clsim letters from january this year are gwtting paid out if everything is on hold i started reclaiming last april sent the letters went through courts had it put on hold, is there anyone out there who can explain the payouts and if i could redo a letter to the banks lowering the amount to see if they will pay out many thanks
sarah

Night-owl_6

sfinch wrote: »

could someone please explain to me how some people who
are putting in clsim letters from january this year are gwtting paid out if everything is on hold i started reclaiming last april sent the letters went through courts had it put on hold, is there anyone out there who can explain the payouts and if i could redo a letter to the banks lowering the amount to see if they will pay out many thanks
sarah

You need to keep pushing your bank!

andyL12

IN July last year I successfully reclaimed over £2000 from my bank in charges from my account and joint account with my wife. But unfortunately there have been times that I have gone over again and been charged by my bank. Can I still put another claim in for those charges, which in one month was £125 for being £100 over the agreed overdraft?