Reclaim Unfair Bank Charges article discussion Part II

Edinburghlass_2

debrag wrote: »

So I've just moved banks, everything was meant to be moved over and my old account closed.

My mobile bill as well as debt payment was moved but my rent wasn't to I added it myself.

I got a letter a few days ago from my old bank saying that 2 direct debits (debt & rent) had been returned and I was being charge £60.

what can I do? my account was meant to be closed, why were only somethings moved?

phone the bank and ask them

MilkyJoe

I've only ever been charged a fee once. It was £35 by Yorkshire Bank for going overdrawn. When I asked them about it they said I had to write in to request a refund but had to encose a cheque for £10. Is that the norm and would I get it back? Is it worth pursuing for such a relatively small amount? That's a lot of money to me and would come in very handy! If anything similar has been answered before (there's a LOT of posts to read through!) could you please point me in the right direction? Thanks.

agnes_2

jmp1 wrote: »

Bank - Halifax
Amount claimed - £2500
Amount offered - £3160 :rotfl:

Have to say this was a turn up for the books! Have accepted the offer , I'm going for my other account with the Natwest now.

well done CONGRATULATIONS :beer: I just wish someone would tell me how come all the people like myself whose cases are stayed aren't getting any offers? mine is against Barclays £1100, plus interest. I have emailed the litigation team at Barclays headquarters, only to be told no !!

showergirl

jmp1 wrote: »

Bank - Halifax
Amount claimed - £2500
Amount offered - £3160 :rotfl:

Have to say this was a turn up for the books! Have accepted the offer , I'm going for my other account with the Natwest now.

Well done :j Maybe there is hope for us all on thursday

katie1

I sent a letter with £10 to request my statements last sept but have only just got round to writing letter asking for my money back. My charges are from march 2001 onwards have i left it too late to ask for money back ?

techspec

katie1 wrote: »

I sent a letter with £10 to request my statements last sept but have only just got round to writing letter asking for my money back. My charges are from march 2001 onwards have i left it too late to ask for money back ?

Send a letter asking for charges going back 6 years. Once they get it, they record the date, and then your claim is filed, pending the test case (for bank account), or they will deal immmediatly for credit card.

But you have lost charges from before 6 years.

winnie2272

:Hi
Can anyone tell me, I am just writing a letter to my bank, should I use the address on the statements (PO Box address) which is in London or my local branch address, and should I sent recorded so I no they have recieved it.
any advice would be appreciated.
thanks

LinziLou_2

I sent all of mine to the branch recorded and heard back within the 14 days

pamril1

Today I have received my summary of bank charges from Abbey.

Totals as follows:
Total cleared transaction charges- £210
Total unpaid direct debit charges- £160
Total unpaid cheque charges- £32
Total unpaid standing order charges-£32


I have tried to imput the figures into the interest calculator but all the bank have provided me with is a month and year of when the charges occured.
Any advise on how I can go about this?

Also looking at the charges is there anything you think I can't claim back for instance the standing order charges or is it a case of if there was a charge I can claim it back?

These charges occured over a bad period in our lives between May 04 and Jul 05 so I am keen to reclaim what I can as these charges made our finances worse than they originally were!!!!

16lilo

what do i have to do to start claiming my bank charges i have occurred with my natwest account