Reclaim Unfair Bank Charges article discussion Part II

agnes_2

elliott1982 wrote: »

:eek:

iv tried today and it still wnt let me do it,and i havent had any letters in the post this morning!ill wait till 12am and try again ,if not ill proberly get defence letter in the morning!

Hi I tried today and it would not let me, and guess what the defence appeared online I did not get a letter, I went to try tonight and there it is, tells me they will be in touch as the case will now be transferred to a local court and i cannot continue online.

skintscouser

Hi all, I have been offered £180 by MBNA. I claimed £420. Natwest have offered me £88, where I claimed £210. In both cases they have cited the £12 'they are allowed to charge' and offered the difference. I am not satisfied with these offers. They have effectively admitted guilt and if they cannot prove what their true costs are I am pushing for the lot back. I have done it all by the book. Natwest have refused any further negotiation and MBNA have failed to respond to my letter on partial settlement. I am therefore lodging claims on MCOL. I have documentation ready.

Just wondered how others are getting on with credit card charges. Any views folks? Thanks in advance.

itsonlyweeme

I don't have a clue where to start. I have the letter templates, but do I send them to my own branch of Lloydstsb or is there some central address I should deal with?

Thanks

Laura

Edinburghlass_2

Read Martin's article and then the Reclaim Help Thread which is linked in my signature.

Edinburghlass_2

rhi22 wrote: »

Hello Everyone.
Has anyone else had this letter? If so, please could you let me know what happened next?

Any other advice would be gratefully received.

Thanks

Read this thread...

http://forums.moneysavingexpert.com/showthread.html?t=441461

chipbeck

Barclays asked me to send my card and cheque book back a couple of months ago so I did. They sent me a new cheque book last week which made me laugh. They are also still sending me statements with the only entry being a £10 charge for the premier account. That doesn't make me laugh what are they up to?:rolleyes:

lindilou39

I could still do with knowin if the overdraft usage fee can be claimed (Lloydstsb) it seems from my statements merely for say using the overdraft facility say 4 - 5 times yet still being within my limit i was charged £25.00 a month

Edinburghlass you there lol

Lin

Kells_Bells

Wow, just come on here for the first time today as my boyfriend has forced me to claim back my charges and directed me to the site.

Firstly, what a great idea, and secondly, thank you to everybody who has taken the time and effort to discuss how their court cases are going against the bank.

I have just done the initial steps of compiling the first letter with list of charges + interest to RBS (just over £2,000), so fingers x'd will get a quick bit of cash back

Thank you all for your inspiration x

Kelly

superlady

Hi There Wise ones,

~I am just starting my journey to reclaim my bank charges, and as i have two bank accounts, one credit card and a personal loan with the Halifax do I have to send them £40 for the supply of 6 years worth of statements?

Thanks a million in advance!

Superlady!

night3uk

hello everyone

I was just wondering what people are think about the case that is going on at the moment in London
http://news.bbc.co.uk/1/hi/business/6678133.stm

it all sounds to me that it is all going wrong and after this one there will be no way back

what does everyone think?