📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

SmlSave's extremely small steps to reducing the mortgage

1252628303146

Comments

  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    I've never been to CP.

    As I don't have children, I've never been quite sure whether it'd be right for me.

    One of my friends used to go every year when her son was younger, and now she takes her grandchildren.

    I get that break from the rest of the world feel when I go on a cruise ship, so CP sounds appealing.
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    CP is somewhere I always mean to go but wonder whether he better when children are older. Mine are nearly 6 and 3 so would love to hear your feedback. Have a lovely time when you go.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    CathT wrote: »
    CP is somewhere I always mean to go but wonder whether he better when children are older. Mine are nearly 6 and 3 so would love to hear your feedback. Have a lovely time when you go.


    CP is good for little ones, too - DD was 15 months when we went and all of ours have been when small (Our youngest is only just 5) - there's lots of activities aimed at small ones, the kids clubs if you want some child-free time, walking in the forests etc - and the swimming - which has areas for small ones x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Wow, you've all made me even more excited about going to CP :D

    First to come is DS's birthday. The garden is getting cleared as we 'speak' and tomorrow all the branches from the trees will be chopped so we can store them better. The plan is to make the very back garden a play area so that the lawn is clear of obstacles. This means not only clearing the area but also levelling it and putting down weed membrane and play bark. I can see it costing us £500, not including the skip.

    Anyhoo, the house will be full of loud kids and their parents next month. I'm just going to make a load of cheese and ham sandwiches with some nibbles and a large chocolate cake. No party bags! Just got to figure out a few games to play and to pray for dry weather.

    I finally got round to doing April's finances and it was scary! Fingers crossed this month is better and all I can say is thank God for family, savings and chocolate ;)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Crumpets
    Crumpets Posts: 1,014 Forumite
    You've all made me want to go to CP too, maybe I'll look into it for next feb half term, that's if our savings are not going towards an abroad hoiday. I can't wait to hear about your trip smlsave.:D

    The plans for the garden sound good, we are going to make a similar play area in our garden once I move the chicken run...Kids play equipment does tend to ruin the lawn somewhat.
    Mortgage March 2011 £143,927.6
    Mortgage Feb 2019 £78,323.18
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    edited 30 June 2014 at 3:51PM
    :o it's been almost a month since I popped on mse :o

    We've just survived DS' birthday party which went really well :) it cost a mini fortune even though we had it at home as DH just 'had' to buy a heater for the pool. The cake I made looked amazing! It was the number 3 covered in smarties and I'm going to do similar every year from now on.

    We currently have yet another skip on the drive so that's over £1000 spent on skips alone this year!

    Strange to think that DS is 3 on Monday (but if you ask him he's 67) he's still blonde and blue eyed and skinny but his hands and feet are really solid now. Thank you comes easily to him but please is always such a battle. Not long ago DS was exactly where DD is now, learning to roll over, starting to chat and a real boobie monster.

    I must be getting old...
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Its lovely.
    Whaat is Harris' paste?
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    It's a spice blend of chilli, rose, tomato and other stuff. Really nice in all sort of things
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    DH has just hit the neighbours car :( So that's probably £200-£300 gone just like that

    I spent £15 at Morrison's today on snacks ready for legoland on Thursday. So that's £15 snacks, £50 tickets, £5 parking and I have £50 cash which I'm hoping I'll get change out of.

    Some good news is that we won a competition and are getting a family photo done this weekend with £50 to spend - we've never won anything before!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Sorry to hear about car, hope everybody ok.
    Enjoy legoland!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.