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SmlSave's extremely small steps to reducing the mortgage

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  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    So I did finally get up and really enjoyed meeting my friend :) I'm spending a small fortune in coffee shops but that's ok

    Happy to report that the child benefit form was posted and I overpaid the grand to the mortgage. Nice man at the bank told me that I can now manage my mortgage online - finally! - so I'll have a look tomorrow...sorry, mean later today.

    Batteries and cough medicine popped this week's grocery shop over £60 and then I also bought snacks (crisps and brownies as had new friends over) and I bought a slab of pork belly for £9. It's already been cooked for 3 hrs - go me! - and is currently getting pressed/squashed by a plate and tins ready to be cooked again tomorrow. I assume the squashing removes yet more fat and makes it look fancy, we shall see.

    : the pork and crackling already tastes amazing
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Crumpets
    Crumpets Posts: 1,014 Forumite
    I remember those days of spending hours in coffee shops with small babies :) do you have a Costa by you? you can collect points for free coffee in there.:money:

    Pork sounds yummy :)
    Mortgage March 2011 £143,927.6
    Mortgage Feb 2019 £78,323.18
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hi Crumpets, it's a Starbucks near us with the play park. I've picked up their card and just need to register it. For every 15 visits I'll get a free drink which is better than nothing.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Crumpets
    Crumpets Posts: 1,014 Forumite
    Ooh I didn't realise starbucks did a reward card, and I've never heard of one with a play park! That sounds amazing:)
    Mortgage March 2011 £143,927.6
    Mortgage Feb 2019 £78,323.18
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Interfering battleaxe comment coming up...dont try too hard to lose weight while bf.
    There are some dangerous loonies around who insist its fine, but being a healthy Mummy is more important. Xxx
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    SmlSave wrote: »
    Hi Crumpets, it's a Starbucks near us with the play park. I've picked up their card and just need to register it. For every 15 visits I'll get a free drink which is better than nothing.

    I didn't realise Starbucks had a reward card. I mainly stick to Costa, but as I'm addicted to reward cards, I'll get a Starbucks one too
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Alchemilla wrote: »
    Interfering battleaxe comment coming up...dont try too hard to lose weight while bf.
    There are some dangerous loonies around who insist its fine, but being a healthy Mummy is more important. Xxx

    No worries about me dieting :) I'm just trying not to put more weight on!

    The belly pork was lovely, next time I'll just cook it once though as I thought cooking twice didn't add much. Next time I will remember to get it de-boned.

    Lawn had been mowed and DS has been taken to the park by his uncle :D so DH is going to put up the door curtain to stop the draught.

    The farmers market this morning was a bit disappointing, we ended up getting a kfc as the falafel man wasn't there :o Got some nice bread, cheese and 2 goose eggs to try :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    We're going to centre parks! :D

    I've always wanted to go and DH is taking us in July for my 30th :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Crumpets
    Crumpets Posts: 1,014 Forumite
    Fab news! I've never been there but always wanted to go. I'm very jealous :p
    Mortgage March 2011 £143,927.6
    Mortgage Feb 2019 £78,323.18
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    I'll be sure and report back with how centre parks is Crumpets :) It's eaten the last of our savings but DH and I have agreed not to worry about that. When I go back to work I will build up the savings first and then op the mortgage.

    Talking of work they've finally come back to me and I'll be going back in Jan for a trial period of 3 days a week. The plan is that DS will go to preschool for those days while DD is at nursery 1 day and the grandparents the other 2.

    We're enjoying the lovely weather although DS has a problem with overheating which is hard work to manage...oh woe is me, having to eat ice creams ;)

    P.S. the grocery bill has doubled from 200p/m to 400p/m *faint*
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
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