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SmlSave's extremely small steps to reducing the mortgage

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Comments

  • Crumpets
    Crumpets Posts: 1,014 Forumite
    edited 17 May 2014 at 1:34PM
    It sounds like you have a plan smlsave so I wouldn't worry about dipping into savings, that's what they are there for. Going to work 3 days a week sound good, I sometimes wish I'd gone back to work as finding a part time job is almost impossible!

    Yikes to the grocery bill,it's so difficult to keep costs down, especially with a baby.

    Enjoy the ice cream :p
    Mortgage March 2011 £143,927.6
    Mortgage Feb 2019 £78,323.18
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    The ice creams so far have been lovely :) But DS has now been ill, not sure if he just over heated or if it's another bug :( I'm hoping he wakes up ok as we've been invited to a friends for lunch and I've been looking forward to it all week

    And on this very hot night we can't even have the windows open much as someone burnt a huge smelly bonfire - it absolutely stinks!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Caught you up doing the night feed (I hope).
  • Crumpets
    Crumpets Posts: 1,014 Forumite
    I hope your Ds is ok and you got to go for your lunch

    C x
    Mortgage March 2011 £143,927.6
    Mortgage Feb 2019 £78,323.18
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    I was alchemilla, although then I couldn't fall back to sleep!

    DS recovered enough to go to mil's for the day so I got a short nap and to go for our lunch out. It was lovely :D

    £8 spent on flowers and drink for the hosts.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Just lost a large post :( quick overview is that I've done a wonderful meal plan and have made bean burgers.

    Night, night.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Crumpets
    Crumpets Posts: 1,014 Forumite
    How frustrating! Do share your bean burger recipe please :D

    Night night :p
    Mortgage March 2011 £143,927.6
    Mortgage Feb 2019 £78,323.18
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Ôh you lucky thing I love centre parcs :D which one are you going to ?
    MFW 67 - Finally mortgage free! 💙😁
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    If you search for Mexican bean burgers on the good food website Crumpets the the recipe will come up :) I added more spices though like cumin and Harris's paste.

    It's longlet ng :D I can't wait to go! I'm going to treat myself to a spa treatment and will give my stretch marks an airing at the pool wearing my new bikini.

    We have a huge skip arriving tomorrow so we can clear yet more rubble from the garden. £220 literally spent on rubbish.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oooh - I love CP! We first went for my 29th birthday - DD was just over 1 (she's taking her GCSEs now....) and then went every year for a while. With 4 children and being limited to school hols time only we haven't been as often since DS3 was born (maybe 3 times in 5 years) - we last went last Feb half term (when 2 of my friends also were there with their families :D (unbeknownst to me beforehand) We mainly go to Longleat and have been to Nottingham 3x, I think


    I love it, love it, love it! - as soon as we drive on site DH visibly relaxes - especially when we couldn't get mobile and internet there (can now) - a real break from the outside world. All 4 of mine (even the teenagers) love it too - am vv envious - have a fantastic time!! xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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