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  • nickyhutch
    nickyhutch Posts: 7,596 Forumite
    It was not meant as rude, sorry if you think it is, I meant that on 20k I will never be able to afford a house considering they cost about 120k in this area. I am just thinking that in years to come am I really going to be able to afford a family when the cost of living is so high now.

    I run a house on way less than 20K. The way to do it, the way things usually happen is you get a partner who you love, who loves you, and run a house together. That's how I and plenty of other people do it. And no, before you start, my partner isn't a PhD, hasn't got a masters and doesn't earn mega bucks - if fact, pro rata, he earns less than me. So stop looking down your nose at people who aren't in the higher echelons of employment, earning high tens of thousands, get your thumb out of your a** and go outside for a change, and have a look in the real world.

    A family?? You haven't even had a girlfriend yet. Don't get ahead of yourself.

    Everyone else manages, Phil, why are you so different?
    ******** Never be a spectator of unfairness or stupidity *******
    "Always be calm and polite, and have the materials to make a bomb"
  • studentphil
    studentphil Posts: 37,640 Forumite
    Melissa177 wrote: »
    What position are you in? When do you graduate? I didn't have a job until I finished Uni

    Come weds afternoon unemployed and stuck at home all day. My graduation is at Christmas but my course finishes on weds.

    It is hardly a bright and stunning future really.
    :beer:
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    nickyhutch wrote: »
    I run a house on way less than 20K. The way to do it, the way things usually happen is you get a partner who you love, who loves you, and run a house together. That's how I and plenty of other people do it. And no, before you start, my partner isn't a PhD, hasn't got a masters and doesn't earn mega bucks - if fact, pro rata, he earns less than me. So stop looking down your nose at people who aren't in the higher echelons of employment, earning high tens of thousands, get your thumb out of your a** and go outside for a change, and have a look in the real world.

    A family?? You haven't even had a girlfriend yet. Don't get ahead of yourself.

    Everyone else manages, Phil, why are you so different?

    please don't go there nickyhutch, there are already 2 threads running on how much studentphil needs to live on, although it now appears to have gone from £15,000 to £20,000:eek:
  • nickyhutch
    nickyhutch Posts: 7,596 Forumite
    Have you signed on with a temp agency yet? If not, why not?
    ******** Never be a spectator of unfairness or stupidity *******
    "Always be calm and polite, and have the materials to make a bomb"
  • Melissa177
    Melissa177 Posts: 1,727 Forumite
    Incidentally, you wouldn't be buying a 120K flat on a 20K salary - you would probably have your wife/girlfriend's salary to take into account when buying in the future.

    This is one of reasons that housing stock is so short - lots of people (myself included!) who buy properties just for themselves, rather than as families and couples.

    In my parents day, people got married before they bought a property. The rise in house prices has very little to do with BTL - it is due to speculation, an increasing number of people with second homes, but mostly demographics as families split up/people choose to live alone etc.
    Errors of opinion may be tolerated where reason is left free to combat it. - Jefferson
  • nickyhutch
    nickyhutch Posts: 7,596 Forumite
    please don't go there nickyhutch, there are already 2 threads running on how much studentphil needs to live on, although it now appears to have gone from £15,000 to £20,000:eek:

    I know, I'm sorry, I'm getting sucked in, aren't I?!
    ******** Never be a spectator of unfairness or stupidity *******
    "Always be calm and polite, and have the materials to make a bomb"
  • lellie
    lellie Posts: 1,489 Forumite
    Come weds afternoon unemployed and stuck at home all day. My graduation is at Christmas but my course finishes on weds.

    It is hardly a bright and stunning future really.

    you do realise that I'd say about 70% of my friends also graduating this summer don't have a job either.. me included. I do have quite a few interviews coming up though..
  • studentphil
    studentphil Posts: 37,640 Forumite
    what position?

    * you have money in the bank
    * a roof over your head
    * you've been supported through a degree
    * there is no pressure on you to get a job
    * no pressure on you to do anything, in fact, which means you do nothing but post inane drivel on here

    if you've screwed up your degree, then you screwed it up. you could have changed courses, but you chose not to. you could have worked harder, you chose not to. you are still choosing to be fussy about jobs. you are still choosing to moan about how unfair life is.

    life is what you make it, so stop blaming other people for YOUR CHOICES.


    I could not have changed courses as I can not afford another year at uni. I worked as hard as could on a course I hated and could not really do.
    True I am not homeless and I am not bankcrupt, I do need a job.

    The position I am in one full of rage and anger at myself for the fact I come this far and now I seem to have nothing to aim for any longer. I am not really fussy over jobs but I just go for jobs I have experience in as there is no point going for jobs I have no experience of.

    Life is not too too bad, but it could be brighter I am sure.
    :beer:
  • studentphil
    studentphil Posts: 37,640 Forumite
    nickyhutch wrote: »
    I run a house on way less than 20K. The way to do it, the way things usually happen is you get a partner who you love, who loves you, and run a house together. That's how I and plenty of other people do it. And no, before you start, my partner isn't a PhD, hasn't got a masters and doesn't earn mega bucks - if fact, pro rata, he earns less than me. So stop looking down your nose at people who aren't in the higher echelons of employment, earning high tens of thousands, get your thumb out of your a** and go outside for a change, and have a look in the real world.

    A family?? You haven't even had a girlfriend yet. Don't get ahead of yourself.

    Everyone else manages, Phil, why are you so different?

    Alright, read and understood.
    :beer:
  • studentphil
    studentphil Posts: 37,640 Forumite
    nickyhutch wrote: »
    Have you signed on with a temp agency yet? If not, why not?

    I am going to look down that route soon.
    :beer:
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