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Batten down the hatches.....

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Comments

  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Get IN!!!!!!!! :j:j:j
    You'll be there in no time.
  • GoingToDoIt
    GoingToDoIt Posts: 491 Forumite
    Seventh Anniversary
    50% off :money::money::money::money::money::money:
    :T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:
    Jan 20 - NST challenge
    Jan 20 0%cc debt 7700/7700
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    You don't need any of the above. You will succeed by the content of your character :D

    Ah thanks lovely :) x
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    Get IN!!!!!!!! :j:j:j
    You'll be there in no time.

    Thanks CCL, fingers crossed!
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    50% off :money::money::money::money::money::money:
    :T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:

    Haha thank for all the Martins :rotfl: :beer::beer::beer::beer::T:T:T:T
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    edited 20 April 2016 at 11:40PM
    Well knock me down with a feather.......I've had a little windfall :D And after I said last night about a lottery win or mystery benefactor :p I've cosmic ordered it, just like N0el Edm0nds :rotfl: Late last year I contacted a ppi claims company, not really thinking I'd had any ppi but I was so desperate for any money to clear my debt I thought it was worth a try. I know I could have done it myself but in all the years ppi claims have been around, I've not found any motivation to write and claim :o I gave them all my previous credit card providers and most of them came back as a definite no to ever having ppi. But then they found one CC provider to take a claim further with. I had the odd update then heard nothing until about 3 weeks ago when they rang to say that my claim had been rejected and did I want to appeal. I really thought there'd be no point but I told them they might as well try as it wasn't costing me anything. Well, well, well.....they've only come up trumps. After fees I should be getting about £140. Not loads but better than a slap round the face with a wet fish :rotfl::D If I use this payment and the £270 (normal payment and mortgage difference) then my H@lifax CC will be down to £14 outstanding. So chuffed, and excited! :):)

    Today
    * £3.41 on a Subw@y lunch. Should have been £3.79 but the guy saw my NHS badge and said we get 10% off. Thankfully it was a sunny day so I didn't have my coat on otherwise I never would have known :rotfl:
    * £28.98 on groceries and household things
    * £29.99 on paint in H0mebase
    * £5.43 in B+Q
    * £5.38 received from Z1ffit and transferred to my overpayments account
    * 2 PA surveys
    * P0pulusLive survey
    * i-S@y survey

    I had my new sofas delivered last week but they arrived with dirty marks on them. They sent someone out to try and clean them but after doing one of the marks, it looked worse! They rang today to offer me new covers but I said I wasn't happy as the water damage from cleaning has spread underneath, the fabric would be a different batch and therefore may not totally match the undamaged footstool and it had ruined the experience for me knowing they were just cobbling it all together. I was ready for a fight but I didn't get one! New sofas and footstool have been ordered and will be here in about 9 weeks but in the meantime I can use these sofas. Just hope my cat doesn't scratch them too much :o:p
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm going to try and ask the universe for something. It seems to really work. Hmmm :think:
  • doingitanyway
    doingitanyway Posts: 10,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Cosmic ordering it's true, but notice it was you who instigated the windfall by contacting the PPI firm. Brilliant :T
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    Cosmic ordering it's true, but notice it was you who instigated the windfall by contacting the PPI firm. Brilliant :T

    Ah yeah, I'll take half the credit then lol :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    Evening. I've been a bit slack on the old surveys lately but I've picked it up again in the last couple of days. No rest for the wicked :D Plod, plod, plod on.

    Thursday 21st April
    * £3.48 in H0me Barg@ins
    * PA survey

    Friday
    * £1.58 on some lunch
    * £360 for my new fence, it looks great
    * Youg0v survey

    Saturday
    * £4.75 on lunch and milk
    * £10.01 on fuel
    * £1 cash received from my friend for a craft item
    * Tip run
    * Youg0v prize draw survey
    * Listed a bundle of stuff on Gumtr33 and Shp0ck

    Sunday
    * £2.49 refund for a returned item to T3sco
    * £14.27 on some groceries in T3sco
    * Cleared out all my kitchen cupboards and chucked loads of stuff away, some things for recycling and some things for the charity shop. I've also got 3 items to try and sell and some point
    * One item sold on eb@y, should get around £8 once fees are taken

    Monday 25th April
    * £1 spent on emergency chocolate :D
    * £3.20 for lunch
    * £3.95 for an eb@y parcel but paid myself back from payp@l
    * £8.41 eb@y profit transferred to my overpayments account
    * i-S@y survey
    * PA survey
    * VO survey
    * P0pulusLive survey, only £6 away from the £50 cash out! :T

    Today
    * £30 on fuel
    * £2.35 on lunch
    * £41.21 in T3sco on groceries, household bits, a cushion, and a candle :)
    * Found 5p roadkill, gone in the tin with the secret lid :rotfl:
    * PA survey
    * 155SB earned. Haven't sw@gbucked for ages so I need to get back into it ;)
    * £2.37 sweep into my FD savings account
    * £1.21 sweep into my overpayments account

    I should get my ppi money soon but it's a bit less than I thought due to blimmin tax. :( It'll be about £124 so still better than a poke in the eye :o

    I've been really unsettled and anxious this last week, like I'm on the edge of a crisis. I don't know whether it's hitting 50% paid, or just feeling trapped with it, and the relentlessness, or just work stress. I know I've done well to pay off as much as I have, and I am proud of myself, but I just feel impatient I think. As much as I want someone to just give me the money or win the money to pay off the rest of the debt, I would feel cheated out of paying it off myself. I got in debt myself and I want to pay back every last penny. Little wins along the way are great though!! :) My H@lifax CC has £427 left to pay and this month's payment is yet to go out. Once that has been paid off and closed down, hopefully by mid May, I'm going to start saving and just pay £40 towards my Ll0yds CC (minimum plus £10). I was going to start saving when I got down to £2000 but I think I need to start saving now. Maybe that will help me feel less anxious, to know that I have got some savings in case I accidentally hand my notice in or something :eek::o

    It was payday today :beer::j:T And the last month of being £100 short due to my old lease car damage. This next month my H@lifax CC will be history leaving just once CC. And towards the end of May, I can begin searching for a lodger :T

    I meant log on earlier so I could catch up with diaries but it's so late now. Zzzzzz night :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
This discussion has been closed.
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