Nice people thread part 8 - worth the wait

CKhalvashi

Generali wrote: »

If buying is going to wipe out your liquid assets and you're going to be running it as a business, I'd be inclined to get a mortgage for some of the purchase price. It allows you more diversification, it's tax efficient which mitigates the cost of the interest and anyway, banks are lending at little more than RPI which means that it's effectively free to borrow the money anyway.

Not all debt is bad. As a businesswoman you know that.

^^ This is spot on!

While the rates are low, we've moved from a (company) debt of £0 in 2008, to a company debt of £14m in the last public return (it's gone to about £16m this year), and in the same period, turnover has risen by 6600%, assets have risen by more than 6000%, and profit has risen by around 4000% (in 2008, we had t/o of £1.1m, profit of £116k, and assets worth £540k, as I've just checked).

Basically, we're more liquid than we've ever been.

CK

PasturesNew

silvercar wrote: »

PN:

The server is temporarily unable to service your request due to the site owner reaching his/her bandwidth limit. Please try again later.

Yeah..... and if I increase it it'll happen again next month.

It's on my list to sort out .... but upping bandwidth doesn't solve the problem, which is spammers ...

It always resets on 1st of every month... not helpful, but at least you know.

PasturesNew

SingleSue wrote: »

... by that point she had over 120 grandchildren, great grandchildren and great great grandchildren....the list would be much much higher now as we have all had over 20 years to reproduce,

And people wonder why there aren't enough homes to go round. When you look at the figures across 2-3 generations they can be staggering.

PasturesNew

michaels wrote: »

Correct - I eventually realised the problem started when I got my most recent mobile which for some reason is much more magnetic than my old one was. Having discovered this I have been much better at keeping them in different pockets but obviouly at some point over the weekend I failed to do so.

Does tin foil stop that? IF you wrapped the card in a foil pouch?

PasturesNew

Just found this, for viva: http://amysscrapbag.wordpress.com/

CKhalvashi

Another Team CK victory (Thanks to my fleet manager for translating, as I wouldn't have a clue)

PasturesNew

Random knock at the door, agent... to read the outside meter, just letting me know. Discussed the inspection with him and it'll be him, so I said "do you want to do that in 5 minutes instead?" so he did. Saved me a day's sorting out and stressing about it

Out,_Vile_Jelly

A very quick question please- how accurate is Zoopla? I'm starting to look at FTB properties and am tempted by one, however according to the Zoopla data on recently sold similar sized properties on the same road the asking price is laughably optimistic.I've never used Zoopla before- surely sellers know potential buyers will check it?!

michaels

PasturesNew wrote: »

Random knock at the door, agent... to read the outside meter, just letting me know. Discussed the inspection with him and it'll be him, so I said "do you want to do that in 5 minutes instead?" so he did. Saved me a day's sorting out and stressing about it

Result

(Although no doubt the agents likes justify their astronomical fees based on the number of visits they have to make rather than just scheduling a single visit)

lostinrates

Out,_Vile_Jelly wrote: »

A very quick question please- how accurate is Zoopla? I'm starting to look at FTB properties and am tempted by one, however according to the Zoopla data on recently sold similar sized properties on the same road the asking price is laughably optimistic.I've never used Zoopla before- surely sellers know potential buyers will check it?!

My suspicion...or hope...is that its more reliable in less randomised areas,..so rows of similar houses.

Here it's wide of the mark. Very.