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simax

Toe-Jam wrote: »

It's not a good as ulsterbanks for £9
http://www.ulsterbank.co.uk/ni/personal/daily-banking/current-accounts/extra-benefit-accounts/ufirst.ashx

Disagree. European travel cover only, no breakdown cover, no identity protection, no extended warranty cover and no commission fee ATM use abroad.... I could go on.

zagfles

Toe-Jam wrote: »

It's not a good as ulsterbanks for £9
http://www.ulsterbank.co.uk/ni/personal/daily-banking/current-accounts/extra-benefit-accounts/ufirst.ashx

Only European not worldwide travel insurance. No mention of winter sports. No breakdown cover. It misses the main benefits (for me anyway) of the NW account.

BugsyBrowne

Hominu wrote: »

The T&Cs are also available on the website, you don't have try and rescue them from down the loo Quite how you managed to drop them down the loo however is quite puzzling.

I didn't me and my OH got out of the car together I picked her phone up and she put my phone in her back pocket and went for a wee and I heard I've just dropped my phone down the toilet it was then realised it was mine.

Toe-Jam

Well there is on for £13 with worldwide travel cover, I only use the Ulsterbank one for the Ticketmaster Discount to be honest, I get no value out of it for any of the other features.

The excess on the iphone is £75 on it , and you can get a replacement in the Carphone Warehouse.

I did make a claim for delay once, they sent me a cheque for £40 no excess.

If they ever dropped the ticketmaster discount i'd move to the Nationwide one.

Gizmo247

Ulster Bank - RBS. Enough said.

Toe-Jam

Gizmo247 wrote: »

Ulster Bank - RBS. Enough said.

Well they've paid me £229 in cashback in the last 12 months and i've saved about £80 on flights, so I don't care who owns them.:beer:

Moby_Tide

BugsyBrowne wrote: »

Still the best packaged account out there by far and for only a Tenner you can't go wrong unless you own an iphone which many of us do which is £100 excess,apart from that its all good.

£100 is only for loss or theft though, accidental damage or breakage is only £50 excess

BugsyBrowne

Moby_Tide wrote: »

£100 is only for loss or theft though, accidental damage or breakage is only £50 excess

Yeah I see that in my welcome pack that's not bad £50.

innovate

Could a mod please merge this with the other thread on FlexPlus https://forums.moneysavingexpert.com/discussion/4478155

reclusive46

Applied today but will be waiting for the joint account signature form. Does anyone have any experience with Nationwide? How quick do they tend to be with this things?