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Looking for the silver lining

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  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh no SA, good job you went downstairs to check on what was going on.

    Well done on setting some goals, they sound doable!

    Spa day sounds nice with DD, would she like that with afternoon tea perhaps? xx
    Mummytogirls x

  • Sun_Addict
    Sun_Addict Posts: 24,142 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Unfortunately DD would hate a spa day. I've mentioned before she's not in the least girly, never uses beauty products or has any beauty treatments. She's nothing like me. As for the hot air balloon, both of us would be terrified. I think I'll end up getting her some Chanel perfume and a nice cake/wine/balloon. I'm pretty certain she'll have a night out with friends lined up. She's been a lot easier to get along with just lately, maybe she's finally growing up.

    The decorations are down and packed away. Took ages. Didn't manage to put up that many so doesn't look as bare as usual.

    Finances now completely sorted. VSP 2017 has begun with the princely sum of £3.03. £365 has been put away for potential holiday. Back to strict budgeting now, draw a line under last month's overspending and start afresh.

    Trying to persuade Mr SA to fetch the paper, it's raining cats and dogs here and he won't go out until it stops. He is due a scan on 18 January (had to cancel his last appointment as I was in hospital). Then check up with consultant 20 February. His mobility has definitely got worse but he's also got lazier!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I do remember you mentioning that now SA. If you want to do something nice that she can keep how about a nice card from moonpig or funky pigeon. I like to make these for people and add old photos etc. Theres usually offer codes knocking about for FP too.

    Im feeling positive with a fresh start too... we can all do this :T xx
    Mummytogirls x

  • Seasidegal58
    Seasidegal58 Posts: 6,043 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm drawing a line under December 2016! It went a bit pear shaped money wise but at least I've got wiser and I'm not throwing in the towel as I've done in the past!

    Here's to our 2017 goals!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year SA

    I am with you lets draw a line under December 2016, a fresh start and hoping for a happy and healthy 2017.

    My Mum died 6 weeks before my 30th, so may I gently encourage you to do something with your daughter, anything - What did you do together when she was a little girl? Being together is such a precious thing.

    Much love BM
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • Sun_Addict
    Sun_Addict Posts: 24,142 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you for your messages :)

    Mr SA's scooter not working earlier today, turns out he tripped over the charger last night, pulling it out, so not charged up!

    Mr SA finally went to fetch the paper at 3pm. Came back minus the magazines inside. As these are the best part of the Sunday paper !!!!!

    Welcome to my world!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict
    Sun_Addict Posts: 24,142 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forgot to add my January goals:

    12 AFD
    8 NSD
    £400 grocery budget for the month

    Today has been NSD 1/8.

    Here we go ..
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    One has to laugh...it's certainly never tame in your neck of the woods!!

    Enjoy the Bank Hol

    X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Seasidegal58
    Seasidegal58 Posts: 6,043 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sun_Addict wrote: »
    Thank you for your messages :)

    Mr SA finally went to fetch the paper at 3pm. Came back minus the magazines inside. As these are the best part of the Sunday paper !!!!!

    Welcome to my world!

    Oh no! You are so right! You will have to learn to hypnotise him! "Remember the magazines and forget the sports bit!" :rotfl:
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,780 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I think DD's room if she wishes to do it should be her responsibility.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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