Weekly Spend Challenge W/C 3rd March 2013

EverTheOptimist

Evening everyone

Well done abundant on keeping the rest of the week low. And the big spend wasn't a big wasted spend.

Beth - good luck with sorting your budget.

DD265 - well done on that run of NSD's.

Well for me.

Spend day yesterday, had to top up with petrol (from savings) after visit to hubby. So will be red this week, but haven't had to take it from my main account, which is good.

Also 60p car parking, £1.30 for bunny treats. £3 into leaving collection for colleague.

So spends are at £74.65 / £95 (weekly budget) & £52.55 (extra petrol)

flyinggiraffe_2

Sunday: bought a cheese scone and 2 malteser bunnies on the train home £2.75
Monday-Thursday NSDs
Friday: £1.00 parking

£3.75/£10.00

redballoon_2

Hi All, i would like to join this challenge as of next week. What spending is included in your challenge, im guessing its everything excluding the bills and essential payments?

MissE001

redballoon wrote: »

Hi All, i would like to join this challenge as of next week. What spending is included in your challenge, im guessing its everything excluding the bills and essential payments?

Hi redballoon and welcome :wave:

Think everyone includes slightly different things....I include everything that's not groceries, petrol or direct debits. Some people only include spends that aren't budgeted elsewhere. Trick is to decide yourself, post on here (to keep you on track!) and then keep a note of what you spend. It's fun!

I've managed not to spend anything today :j. Big spendy day tomorrow though as it's my day out at the races. Budgeted though and looking forward to it (hope my remaining budget is enough to get me through the day)

I'll be back on Sunday to report the damage :eek:

Verityemilia

This weeks Spends

SUN - NSD
MON - NSD ... Kept myself busy painting
TUES - Bus Fare £3.40, Library Printouts £4, Coffee £1.50
WEDS - NSD - spent £8 on me and BF - breakfast - b-day fund
THURS - NSD - keep busy painting
FRI - £1 bus fare - miserable day - didnt want to walk - nails being done -seperate budget

£17.90 / £30.00 - not bad

Oops forgot to add postage Mother's Day - £2.70

£20.60 / £30.00

In budget ... :T :j :T

Verityemilia

EverTheOptimist wrote: »

Evening everyone

Well done abundant on keeping the rest of the week low. And the big spend wasn't a big wasted spend.

Beth - good luck with sorting your budget.

DD265 - well done on that run of NSD's.

Well for me.

Spend day yesterday, had to top up with petrol (from savings) after visit to hubby. So will be red this week, but haven't had to take it from my main account, which is good.

Also 60p car parking, £1.30 for bunny treats. £3 into leaving collection for colleague.

So spends are at £74.65 / £95 (weekly budget) & £52.55 (extra petrol)

Hi ETO - how is the hubby and how long is he back for?

redballoon_2

Thank you for the welcome.

Great , count me in for next week then! This week was the start of me contacting step to change so some big changes for us uphead. I already spend virtually nothing but want to do this challenge to keep me on track and to check on myself that im not actually spending more than what I think! Im guessing around £5 a week on non essentials if that (im a stay at home mum)

For money earnt is that physical money ie ebay etc?

Good luck at the races.

EverTheOptimist

Hi redballoon

I believe the challenge was initially set up to include only incidental spends, spends on the items that we 'waste' money on without thinking about. To help us keep track of spends that are not budgeted.

However it really has to work for you.

I tend to include petrol, groceries and miscellaneous spends, but set separate budgets for these areas, and keep a separate tally.

Some people just set a very minimal budget for this challenge as they have other budgets elsewhere.

I'll be setting up next weeks thread tomorrow, so come back and let us know your budget then.

Edited to add I started this post ages ago and got waylaid so its all been said, I'll add you to the list tomorrow.

EverTheOptimist

Verityemilia wrote: »

Hi ETO - how is the hubby and how long is he back for?

He's not too bad, thanks. Well he's in pain and he's fed up and hobbling around on crutches and doesn't really know what's wrong.but other than that....

He's been signed off for two weeks but he's home for good from afghan which is obviously a good thing. Hoping he'll be at home now until bab arrives although dont think he'll cope with 10 weeks at home.

Thanks for asking.

EverTheOptimist

Ooooo just want to share my success story. So on top of my £15 gift card this week from n3w l00k for crappy customer service, I phoned the AA yesterday to cancel/ renew my breakdown cover. Renewal was £136, could get almost like for like through quidco for £144 and £50 cashback so £94.

I called them told them I was leaving and rejoining as it was cheaper but he said he would like to keep me as a customer and I also get other benefits as a long term customer. So he did my renewal for £95. :j :j