Weekly Spend Challenge W/C 3rd March 2013

EverTheOptimist

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 24th February 2013 Challengers / Pledges / Total Spent

EverTheOptimist - £60 /£58.08
Abundant1972 - £0 / £6.55
Munchin - £30 / £22.80
bt1 - £25 / £24.30
Beth3735 - £30 / £27.88
Jonesy88 - £10 / £8.50
32b3in2013 - £65 / £63.48
flyinggiraffe - £60 / £132.11
3431Anna - £50
Debtfreeby30:S - £5
DD265 - £15 / £8.57
Casperthefriendlyghost - £8 / £7.59
Lottie1987 - £70 / £64.34
MissE001 - £20 / £15.47
folam - £20
MissMelLady - £20 / £20.43
missmoneysave - £25
Verityemilia - £30 / £26.88
Baileys Babe - £5 / £0

W/C 3rd March 2013 Challengers / Pledges / Total Spent

EverTheOptimist - £95
MissMelLady - £20
Abundant1972 - £60
Lottie1987 - £70
Munchin - £40
Jonesy88 - £10
Beth3735 - £60
The-mango - £50
DieteticsGirl - £10
Casperthefriendlyghost - £15
Flyinggiraffe - £10
32b3in2013 - £50
MissE001 - £65
Verityemilia - £30
Baileys Babe - £5
DD265 - £15
bt1 - £25

Jonesy88

Can you put me down for £10 again please?
Thanks for running the thread again ETO.

EverTheOptimist

Afternoon everyone

I haven't updated everybody's totals as I'm not sure everyone has actually declared on the last thread.

Got to work out my new budget. But have a bit of a concern this week. Hubby has injured himself in an accident with a quad bike in afghan, he's fine but he's torn some tendons, the dope, so is likely to be coming home in the next week, which is obviously good news for me but not for my spends! so I may have to expect a red week this week, but will be claiming petrol spends from him as I will have to collect him.

the-mango

Please can I join with £50

EverTheOptimist

First post updated to here.

Welcome along the-mango and DieteticsGirl. :wave: Good luck with the challenge.

And wow DieteticsGirl you might need more than good luck for that budget.

My budget is £95

Groceries - £30
Petrol - £25
Spends - £40

Am out for lunch tomorrow, was supposed to be out for tea tomorrow too for a colleague's leaving do, but not sure i'll make that. So may use some of my spends money on petrol. Will see how I go. Nothing else planned for the week, other than nursing hubby when he's home.

Casperthefriendlyghost

EverTheOptimist wrote: »

Afternoon everyone

I haven't updated everybody's totals as I'm not sure everyone has actually declared on the last thread.

Got to work out my new budget. But have a bit of a concern this week. Hubby has injured himself in an accident with a quad bike in afghan, he's fine but he's torn some tendons, the dope, so is likely to be coming home in the next week, which is obviously good news for me but not for my spends! so I may have to expect a red week this week, but will be claiming petrol spends from him as I will have to collect him.

Hi ETO

I'm really sorry about hubby's accident, I'm pleased he's ok. You'll have to spoil him while he's home

Thanks for starting this thread again. This week I'll be allocating £15.00 as I'm going to Bristol for the day this week and will need some lunch and coffee. I also include Saturdays in my budget for the week otherwise the temptation to go crazy :eek: is to huge! I had a NSD today. Stayed in and caught up on some telly :T :A lol!

Have a good week everyone!

Cheers
Casper
xx

Bassibabes

Sorry to interrupt, but is this to include ALL spending i.e. on childcare, petrol, food, bills and everything else?

M x

flyinggiraffe_2

Glad hubby is ok ETO, and thanks for the thread

Last week, completely Red. I gave up when I went over £100 in all honesty!

With that in mind, will pledge £10 for this week, and not take Mr debit card out with me

32b3in2013

Hello

Sorry to hear about your OH's accident ETO. Hope he recovers quickly xx

I am in again if that is OK.

Budget will be;

Sunday - lunch supplies for work - £10
Monday - SW and raffle ticket - £6
Tuesday - NSD
Wednesday - £20, pre theatre dinner (theatre ticket already paid for)
Thursday - NSD
Friday - NSD
Saturday - Lottery £5

I will go for £50 this week but will hope to stick to the £41 as listed above.

32b3

MissE001

Bassibabes wrote: »

Sorry to interrupt, but is this to include ALL spending i.e. on childcare, petrol, food, bills and everything else?

M x

Hi there - it's entirely up to you what you include....some do everything as you suggest and some do miscellaneous spending that isn't budgeted anywhere else. I think the key is to know yourself what you've included (and declare on here so the temptation to cheat is removed....) - well that's what works for me

ETO - glad you're getting hubby home...even if it is due to an accident! And thanks again for starting the thread and retaining your :A status!

I've got a few days work travel again this week and a social event on Saturday (and I do need to count Saturdays or like Casper, I would just go spending-mad).

Pledging £65 for this week please

Good luck everyone - here we go again :j:j

EverTheOptimist

Bassibabes wrote: »

Sorry to interrupt, but is this to include ALL spending i.e. on childcare, petrol, food, bills and everything else?

M x

Hi Bassibabes

As MissE001 said, it's entirely up to you.

I think the very original thread was just for those pesky extra spends that we all have that we don't need. Such as the extra magazine or choc bar that when you add up, would be an extra £10 here and there.

If you have set budgets for childcare and petrol then I guess there is not much point including them as you cant do anything about them. This challenge is to make us think about what we are spending that we don't really need.

That said I do include petrol, groceries and miscellaneous spends as it keeps me on the straight and narrow and stops me from withdrawing more money for each of these things.

Hope you'll be back to join us.

---

Thanks everyone for the wishes for hubby, he is a wally, but glad he's coming home. It just means all those household chores, clearing out of cupboards / wardrobes etc that I had another 4 weeks to do, I now don't. and it means bunny gets to spend 4 less weeks in the house with me and will have to go back into the conservatory. Poor bun.

Have a good week everyone.