Nationwide credit card, decline or acceptance?

guesswho2000

Hunterz1 wrote: »

I've switched over my direct debits from HSBC to nationwide because I haven't been using NW much so I will be doing it now. Plus they've been so good to me.

I did the same, originally I only had my mortgage with Nationwide, but I quickly realised that they're much more helpful and offer much better deals than the likes of the traditional big four.

Keep a look out for other flexclusive offers once you've been a main current account customer for over three months; last April they offered a 4.25% ISA (which I missed :mad:) and in August they offered a 6% (4.8% net) regular savings account (which I got :T), they don't offer them for long but they're usually good deals.

AHAR

Hunterz1 wrote: »

I'm not getting excited quite yet. but.... OMGGGGGGGGGGGGGG!

Hunterz1 wrote: »

I'm praying I get a accepted!

Hunterz1 wrote: »

do you think I should give NW a call to see if there have any updates? Or should I just hold off a bit!? :P

Hunterz1 wrote: »

oh i hope so. gonna shut up now been thinking about it all bloody day!

Hunterz1 wrote: »

fingers crossed!

Hunterz1 wrote: »

I just can't believe it. I am actually getting a card with a decent credit limit!

HURRAH!

The exuberance of youth.

guesswho2000

AHAR wrote: »

The exuberance of youth.

That made me laugh, I was exactly the same though!!

skintdad

I'm 34 and would feel the same after the decade of credit hell ive recently come out of. Every accept is like winning the lottery ;-)

JakeGreen

Congratulations to the OP on getting the card that you wanted with a good APR.

guesswho2000 wrote: »

I did the same, originally I only had my mortgage with Nationwide, but I quickly realised that they're much more helpful and offer much better deals than the likes of the traditional big four.

Apologies for jumping in on this one...

What would you say the big four banks are?

Farside

skintdad wrote: »

I'm 34 and would feel the same after the decade of credit hell ive recently come out of. Every accept is like winning the lottery ;-)[/QUOTE]

Isn't it!! :j

Farside

JakeGreen wrote: »

Congratulations to the OP on getting the card that you wanted with a good APR.



Apologies for jumping in on this one...

What would you say the big four banks are?

Barclays
HSBC
Bank of Scotland
Lloyds

izools

Correction:

Barclays
HSBC
Lloyds Banking Group, which includes Halifax and Bank of Scotland
RBS Group, which includes Natwest

Hunterz1_2

Many thanks guys! I will leave my HSBC account open but I won't be using it other than to transfer my wages through it. HSBC seems like a very strict bank to me..

Anyway, surely, the best banks is better than the biggest banks?

I think Llyods, barclays, Nationwide and Halifax are the best tbh...

rb10

JakeGreen wrote: »

Apologies for jumping in on this one...

What would you say the big four banks are?

Traditionally, it used to be Barclays, Lloyds, HSBC and Natwest.

But it's become far more blurred now - it's more appropriate to talk about a 'big six', including the above, plus Halifax and Santander.