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Nationwide credit card, decline or acceptance?

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  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Hunterz1 wrote: »
    many thanks guys. Will check internet banking on friday..

    do you think I should give NW a call to see if there have any updates? Or should I just hold off a bit!? :P

    No I wouldn't just wait and the card will arrive within a week.
  • Hunterz1_2
    Hunterz1_2 Posts: 65 Forumite
    BugsyBrowne wrote: »
    No I wouldn't just wait and the card will arrive within a week.

    Will do! :j
    £1600 saved in bank, target 20K by 1st march 2014.

    :beer: :money:
  • Hunterz1_2
    Hunterz1_2 Posts: 65 Forumite
    DAM. I probably won't get it now. I applied on the 19th, but I just checked my credit file on experian. I applied for a nationwide card last year on the 28/08/2012

    which meant that I should of waited another 6 days before applying for a card again!

    this is bad, bad news..
    £1600 saved in bank, target 20K by 1st march 2014.

    :beer: :money:
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Hunterz1 wrote: »
    DAM. I probably won't get it now. I applied on the 19th, but I just checked my credit file on experian. I applied for a nationwide card last year on the 28/08/2012

    which meant that I should of waited another 6 days before applying for a card again!

    this is bad, bad news..

    You'll be fine mate stop worrying just wait for your card I'm sure it will drop through your door soon.
  • Hunterz1_2
    Hunterz1_2 Posts: 65 Forumite
    BugsyBrowne wrote: »
    You'll be fine mate stop worrying just wait for your card I'm sure it will drop through your door soon.

    oh i hope so. gonna shut up now been thinking about it all bloody day!
    £1600 saved in bank, target 20K by 1st march 2014.

    :beer: :money:
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    If its any help, it'll appear in your list of accounts before you get the card if you've been accepted, so you'll be able to at least find out that way.

    I applied for the Select card on Sunday and its appeared this morning, so yours may show today or tomorrow!
  • Hunterz1_2
    Hunterz1_2 Posts: 65 Forumite
    many thanks, fingers crossed!
    £1600 saved in bank, target 20K by 1st march 2014.

    :beer: :money:
  • Hunterz1_2
    Hunterz1_2 Posts: 65 Forumite
    Nationwide is a fantastic bank. I recieve a phone call today, so decided to ask them regarding the application. Said I have been agreed in principal. Should receive the terms of conditions through the post in which I need to sign and return. (Will go to the bank to complete this)

    I just can't believe it. I am actually getting a card with a decent credit limit!

    HURRAH!
    £1600 saved in bank, target 20K by 1st march 2014.

    :beer: :money:
  • Hunterz1_2
    Hunterz1_2 Posts: 65 Forumite
    Account is now opened! Went into the branch to fax over the details to the account opening team.

    The members of staff of branch said they were quite surprised I got accepted with a credit limit of 2400, said I must be doing something right for my age, because their a building society so their lending is more stricter.

    I've switched over my direct debits from HSBC to nationwide because I haven't been using NW much so I will be doing it now. Plus they've been so good to me.

    I might try for their select card in a years time! :P
    £1600 saved in bank, target 20K by 1st march 2014.

    :beer: :money:
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    edited 22 February 2013 at 8:31PM
    They're a good [STRIKE]bank[/STRIKE] building society, you'll enjoy being with them.

    Once you've used your Nationwide Bank Account as your main account for three months, crediting £750+ each month, you can call their credit card team and they will simply change your credit card to a select card, no application necessary.

    You can't hold two credit cards at the same time with Nationwide though.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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