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Will The Bedroom Tax Affect Me?

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  • meerustar
    meerustar Posts: 8,560 Forumite
    Part of the Furniture Combo Breaker
    Dunroamin wrote: »
    If you pay for something out of your own money you can do as you like, whether you're an owner occupier, in the private rental sector or in social housing.

    Okay, so lets say everyone in social housing worked and all paid full rent. Isn't there still a national housing shortage. They are saying they are doing it to save money, yet if people move into private rental, it will cost more.

    Personally, this doesn't affect me, but I'm not prepared to sit back and watch people starve or become homeless, and will stick up for their human rights.

    But there for the grace of God and all that.
  • Gentile
    Gentile Posts: 246 Forumite
    meerustar wrote: »
    And they are being penalised. They have no choice but to cut down on food to cover the bedroom tax.


    You must be thick, why would owner occupier pay bedroom tax ?
  • meerustar
    meerustar Posts: 8,560 Forumite
    Part of the Furniture Combo Breaker
    They don't affect owner occupiers anyway AFAIK.

    My fault, I read the post wrong and didn't realise he/she was talking about homeowners.
  • meerustar
    meerustar Posts: 8,560 Forumite
    Part of the Furniture Combo Breaker
    Gentile wrote: »
    You must be thick, why would owner occupier pay bedroom tax ?

    I read it wrong and posted to say so .. and that makes me thick? Grow up instead of name calling.
  • Morlock wrote: »
    Are owner-occupiers greedy as well? If there is a national housing crisis and nearly 90% of owner-occupied properties are under-occupied, shouldn't they take some responsibility too and downsize or be penalised?

    A lot of house owners do downsize when their chidren leave home or when they retire and are on a fixed income. Smaller house means smaller bills.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • princessdon
    princessdon Posts: 6,902 Forumite
    meerustar wrote: »
    Okay, so lets say everyone in social housing worked and all paid full rent. Isn't there still a national housing shortage. They are saying they are doing it to save money, yet if people move into private rental, it will cost more.

    Personally, this doesn't affect me, but I'm not prepared to sit back and watch people starve or become homeless, and will stick up for their human rights.

    But there for the grace of God and all that.

    That's the next group. You earn get out and buy/rent. It's because everyone who rents wants SH they are like gold, a commodity but rare due to rtb schemes.

    Would you like to pay £400 pm for a 4 bed detached?
  • Morlock
    Morlock Posts: 3,265 Forumite
    edited 18 February 2013 at 4:00PM
    I do take responsibility. I pay my mortgage and don't receive any benefits. I'm lucky to be in that position, I know, but you get the point.

    That is not taking any responsibility in a housing crisis, ie not enough space available for the number of people who require a home. And given that under-occupancy in the private sector is nearly 90%, hogging all of the housing space that is required by others. The fact that you pay for it is irrelevant.
  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    meerustar wrote: »
    Okay, so lets say everyone in social housing worked and all paid full rent. Isn't there still a national housing shortage. They are saying they are doing it to save money, yet if people move into private rental, it will cost more.
    .

    Again, this just doesn't make sense.
  • Morlock
    Morlock Posts: 3,265 Forumite
    A lot of house owners do downsize when their chidren leave home or when they retire and are on a fixed income. Smaller house means smaller bills.

    That doesn't alter the fact that owner-occupiers massively under-occupy, more so than any other housing sector.
  • princessdon
    princessdon Posts: 6,902 Forumite
    Morlock wrote: »
    That is not taking any responsibility in a housing crisis, ie not enough space available for the number of people who require a home. And given that owner-occupancy in the private sector is nearly 90%, hogging all of the housing space that is required by others. The fact that you pay for it is irrelevant.

    The fact you pay IS relevant. But I'd agree with SMI being rooms taxed for homeowners. It seems unfair that any particular benefit group is allowed over occupancy.
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