Will The Bedroom Tax Affect Me?

meerustar

Dunroamin wrote: »

Again, this just doesn't make sense.

Those who have a spare bedroom and claim HB are to downgrade. Those who have a spare bedroom but pay full rent don't have to downgrade.

So if this is supposedly to help with the housing shortage, then why not treat all those with a spare bedroom the same?

princessdon

meerustar wrote: »

Those who have a spare bedroom and claim HB are to downgrade. Those who have a spare bedroom but pay full rent don't have to downgrade.

So if this is supposedly to help with the housing shortage, then why not treat all those with a spare bedroom the same?

Because its also about reducing unnecessary spending and the welfare bill.

MissMoneypenny

adouglasmhor wrote: »

They don't affect owner occupiers anyway AFAIK.

I was referring to those on benefits in social housing, who don't like their HB reductions if they have more bedrooms than they need.

Owner occupiers wanting their mortgage paid by the welfare state, will be affected under UC I think. And no doubt with any new regulations they are talking about i.e. putting a charge on the property so that the welfare state can recoup the money and costs of loaning SMI (Support for Mortgage Interest) payments.

meerustar

princessdon wrote: »

Because its also about reducing unnecessary spending and the welfare bill.

But if that's the case, why are they prepared to pay higher HB rates if people move into the private sector.

It actually costs more to rent a one bed in the PS than a 2 bed in SH. Where is the saving?

princessdon

meerustar wrote: »

But if that's the case, why are they prepared to pay higher HB rates if people move into the private sector.

It actually costs more to rent a one bed in the PS than a 2 bed in SH. Where is the saving?

That's simple. Family x in PR costing £200 pw (2 bed) move to SH 2 bed. Single or shared room rate in private lets say costs £100 pw. It saves them £100 pw. Multiply by lots of claimants for larger return.

Gentile

meerustar wrote: »

But if that's the case, why are they prepared to pay higher HB rates if people move into the private sector.

It actually costs more to rent a one bed in the PS than a 2 bed in SH. Where is the saving?

That will be next. Give the conservatives some time to bring in reforms. A decade of Labour ineptitude has to be sorted.

princessdon

http://www.dailymail.co.uk/news/article-2280385/Jobless-mother-11-children-gets-council-build-SIX-BED-house-struggling-current-home.html




See above - now that will be a bedroom tax as her children move out (no doubt on benefits too)

MissMoneypenny

Gentile wrote: »

That will be next. Give the conservatives some time to bring in reforms. A decade of Labour ineptitude has to be sorted.

Labour pushed the rents up with their LHA as landlords put their rents up to the LHA rate when they came in.Now the rents will be pushed down again by government.

A lot of western EU countires have fixed rents and much better housing laws for tenants: such as a 3 year tenancy that only the tenant can break and landords made to take responsibilty if their tenants quality of home life suffers. Those good laws and the freedom and cheap living that renting gives, means that many in these EU countries, prefer to rent rather than be saddled with a big mortgage for years. These government fixed low rents are less burden to their welfare state too.

Morlock

princessdon wrote: »

That's simple. Family x in PR costing £200 pw (2 bed) move to SH 2 bed.

Which is very unlikely to happen, a family in private housing would usually have to be under immediate threat of homelessness to be considered high priority for social housing.

In fact, it is likely that the property is offered to a single tenant who is also under-occupying, particularly in areas where the demographic on the waiting list does not match two-bedroom properties. Hence, why a lot of tenants were offered properties which they under-occupy in the first place.

Under-occupancy is not generally a problem in areas where over-occupancy is high, and vice-versa.

meerustar

Or read this and feel good about yourself.

http://blacktrianglecampaign.org/2013/02/13/five-stories-of-the-barbaric-reality-of-the-governments-bedroom-tax-for-disabled-people-i-lay-awake-at-night-and-go-through-all-the-things-i-pay-for-and-how-much-i-have-left-and-come-t/

or this facebook group ...

http://www.facebook.com/groups/antibedroomtax/

where members are actually considering suicide because they can't cope with all these cuts.

It's disgusting!!