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Can I claim on a closed account, no account number?

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Comments

  • LozBingley
    LozBingley Posts: 580 Forumite
    IRNBRU4U wrote: »
    Many thanks for your reply. I cancelled my cards in 2003, so essentially I can only really apply for the period of charges between 2001 - 2003? As opposed to the total duration of five years (1998 - 2003) in which I was charged and possessed my active accounts? Andy, Glasgow.

    Thats right or my claim against Abbey would be for a bit more. I'm only sorry I didn't start sooner, but I did manage to get a sizeable chunk in the claim. :) Also note that in the figures/accounts below that only 1 of the accounts I claimed against is currently active! (Barclays)
    Got It & Spent It :dance:
    IKEA CARD = £120 charges = £175 received (146%)
    MARBLES = £450 charges = £370 received (82%)
    I.F. = £494 charges = £494 received (100%)
    CAPITAL ONE = £981 charges = £1,489.03 (152%)
    BARCLAYCARD = £580 charges = £786.12 (136%)
    On Hold :mad:
    A+L = £722 charges (target = 147%)
    BARCLAYS = £1,405 charges (target = 128%)
    BARCLAYS = £175 charges (target = 140%)
    ABBEY = £3,220 charges (target = 148%)
  • sendiw
    sendiw Posts: 2 Newbie
    can anyone tell me if i can still claim bank charges if bank closes account before getting the ball rolling
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    Yes you can, a closed account doesn't make a difference.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • stripe_2
    stripe_2 Posts: 28 Forumite
    What do you do if a bank denys i ever had a bank account with them.

    I am requesting my bank statements for a closed account from 2004 and have done usual dpa request.
  • Bickie222
    Bickie222 Posts: 2 Newbie
    How do I go about claiming for credit card charges on closed accounts and not having the account numbers??!! I know the banks rough idea of times but no account numbers......can sombody please help!:confused:
  • sharon_currie
    sharon_currie Posts: 411 Forumite
    Bickie222 wrote: »
    How do I go about claiming for credit card charges on closed accounts and not having the account numbers??!! I know the banks rough idea of times but no account numbers......can sombody please help!:confused:




    I have the letter on a template that your more than welcome to have a copy of if you send me your email address i will forward it on to you
  • abrown_3
    abrown_3 Posts: 1 Newbie
    Hello everyone I hope you can help!
    I was with the Abbey National whilst I was a student, I closed the account this year, can I still ask for my account charges or does closing your account disqualify you? thanks x:confused:
  • BEAUCHAMP_3
    BEAUCHAMP_3 Posts: 98 Forumite
    Yes, you can claim from closed accounts the same as you would from an active one..
    NATWEST Amount Claimed £2860 Amount Received £2860

    CLYDESDALE FINANCIAL SERVICES Amount Claimed £85.00 Amount Received £42.50
  • JuliePooly
    JuliePooly Posts: 2 Newbie
    Hi Folks, I'm new to the Forum. I would like to reclaim my bank charges, although one of the accounts that i wish to claim from is now closed. (I closed it myself). I know however that there were lots and lots of charges placed on the account over the years. I'm talking thousands. Can i still reclaim them from the closed account?
    Thank you
    JuliePooly
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    Yes.........
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