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lloyds tsb ppi claim

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Comments

  • I did them all on the same form but I should have done them seperatley!!Yes they were consolidation loans kept getting called in for financial reviews walkin out ten minutes later with a larger loan that included paying off a previous loan if you know what I mean... So I never actually fully repaid any loan it just kept getting bigger!!
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • I did them all on the same form but I should have done them seperatley!!Yes they were consolidation loans kept getting called in for financial reviews walkin out ten minutes later with a larger loan that included paying off a previous loan if you know what I mean... So I never actually fully repaid any loan it just kept getting bigger!!
    Did you pay one single monthly payment for both the insurance and the loan?
  • Yes it was one monthly payment
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • Yes it was one monthly payment
    This is Single Premium and is the most upheld of complaints reasons with FOS.
  • Good sign then? I'm just worried they are going to say no and I will have to appeal I've heard it's taking approx eighteen months!!The stupidity of taking out a loan to pay another on their advice still shocks me!
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • Good sign then? I'm just worried they are going to say no and I will have to appeal I've heard it's taking approx eighteen months!!The stupidity of taking out a loan to pay another on their advice still shocks me!
    Just wait and see;) Try not to think about it too much.

    I wish you all the best.
  • Thankyou! Sorry it's on my mind all the time I'm sooo desp for it!! I just want someone to say I'm def gonna get it lol! Xxx
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • Thankyou! Sorry it's on my mind all the time I'm sooo desp for it!! I just want someone to say I'm def gonna get it lol! Xxx
    I was the same last year, I was a bundle of nerves:), so I do understand.
  • update!
    I phoned lloyds today to see if there was any news….apparantly there is a letter in the post with an offer although they wouldn't expand on that….wwww excited! x
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • dolphingazer
    dolphingazer Posts: 416 Forumite
    PPI Party Pooper
    update!
    I phoned lloyds today to see if there was any news….apparantly there is a letter in the post with an offer although they wouldn't expand on that….wwww excited! x
    That's wonderful news:T
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