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Balancing not just the budget

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  • Knitting_Nora
    Knitting_Nora Posts: 1,450 Forumite
    Ninth Anniversary Combo Breaker Debt-free and Proud!
    THREAD PARTY!!!!!


    *rolls in the keg*
    :beer:
    *hides the chocolate*


    *takes a spin round the pole*


    Oh, erm, you wanted that pole bend in half, right? :o
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aaleigha wrote: »
    FOUND YOU
    cant hide from me now I have subscribed :)
    fancy being good at school - I think I was just a creep if I am honest

    off to do some reading


    Aaleigha, helloooo! :j and welcome

    *hugs, hands on a cocktail, points Aaleigha in direction of pole* :D
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    THREAD PARTY!!!!!


    *rolls in the keg*
    :beer:
    *hides the chocolate*


    *takes a spin round the pole*


    Oh, erm, you wanted that pole bend in half, right? :o


    Oh those things are pretty robust, I don't think you'd really manage to make a dent in it - all an optical illusion! *nudges pole upright*

    Then again a few more cocktails and we could use it for limbo... :rotfl:
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    kerri_gt wrote: »
    I did a pole routine / performance to the Muse version of that :D

    So did I!!! Great minds......
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Happy DF day Rosa:beer::beer::beer: Sorry I'm a bit late to the party.

    I think when I first started following your diary you were at about £10k? Whatever it was, it was a big figure and you're posts have been both inspirational and amusing :)

    But....I have a confession to make - just as you are becoming debt free I am jumping back on the credit train as I am buying a new car :o - will probably need to re-read your diary to keep me on track :D

    Big well done again :T
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Vasseur :A *passes Vasseur cocktail and party popper*

    Yes, I re-read this thread the other day and I think I started with at least £9K. At its worst I owed about £14K. So not bad for the time, though I did notice that the thing that's really made the difference for me is the secondments at work that have made the extra income available.

    Hope you enjoy your new car - what kind are you getting? And sensible credit is well, sensible... it's when we get distracted and use it in the wrong ways that it's a problem.

    (Also you may have noticed my confession that I still owe my parents for my 'car loan' - I haven't counted it in my lists because it's so flexible, but morally I do need to pay that off too. I will be upping the payments soon. )

    Now, name your cocktail... :D


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!

    Hope you enjoy your new car - what kind are you getting? And sensible credit is well, sensible... it's when we get distracted and use it in the wrong ways that it's a problem.

    (Also you may have noticed my confession that I still owe my parents for my 'car loan' - I haven't counted it in my lists because it's so flexible, but morally I do need to pay that off too. I will be upping the payments soon. )

    Now, name your cocktail... :D


    Rosa xx

    Yes I did notice you had a car loan from your parents and it made me feel a bit better. How does anyone get a decent car these days unless they get a loan or it's a company car? It's just the idea of taking out a significant amount of credit that doesn't sit easy with me having been debt free for over 3 years....however my current car is 11 years old and I've had it for 9 of them. I haven't even had a relationship THAT long :D It doesn't owe me anything but it is just starting to go wrong.

    I am looking to get a N1ssan Jooke....have finally decided that I'd quite like something super! It does mean that I will have to be really focused on keeping track of my money but I'm usually better with it when i have very little in my account - every penny is watched like a hawk....it's when i have loads sloshing around that i just fritter it away....

    *is it too early for a Cosmopolitan?*
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Aaleigha, helloooo! :j and welcome

    *hugs, hands on a cocktail, points Aaleigha in direction of pole* :D

    Thanks for the cocktail. And a huge well done from me

    As for the pole - when explains things to hubby ( blame one to many cocktails) he thinks I most likely need practice, as an engineer getting the HEAVY DUTY pole and fixings won't be a problem) what have you started:eek:
    Sorry I was late to the party but I read from the beginning
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker

    (Also you may have noticed my confession that I still owe my parents for my 'car loan' - I haven't counted it in my lists because it's so flexible, but morally I do need to pay that off too. I will be upping the payments soon. )

    Now, name your cocktail... :D


    Rosa xx
    My daughter has a flexible car loan too and a flexible house deposit loan too she pays 100 a month straight into my isa

    She gets regular payment holidays and says she will be paying it off for ever
    That is something we are happy to do for our off spring
    H xx
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aaleigha wrote: »
    Thanks for the cocktail. And a huge well done from me

    As for the pole - when explains things to hubby ( blame one to many cocktails) he thinks I most likely need practice, as an engineer getting the HEAVY DUTY pole and fixings won't be a problem) what have you started:eek:
    Sorry I was late to the party but I read from the beginning

    Thanks Aaleigha

    Well you are in the right place, Kerri and Vasseur will be able to give you some pointers :D
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
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