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Balancing not just the budget

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  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    kerri_gt said:
    At least you busted March in March  :D
    I guess that's true - and I was expecting to spend all this in November!

    We're currently looking at the next big project again, was supposed to be done last year but got usurped by the need for a new window which then meant the front of the house downstairs got redone (front door had been on the list for some time but made sense to get it all done at once). Part of me wants it done, part of me cba with the upheaval and stress of getting quotes, moving everything to have it done,  people doing it and the invariable mess. 
    It is a PITA isn't it.  But the state of this place having not been able to do anything at all... I'm getting a bit worried I'll just get used to it and never get it sorted, bit like will I ever wear actual work clothes again...

    I WFH most of the time except for occasional travel (which has been non existent for a year), meetings with actual people in actual work clothes is always a shock to the system,  and generally its still a pretty casual dress code.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Quick and belated Sunday shuffle...
    well I am slightly embarrassed but also delighted to find I'd forgotten about a refund of over £200, I posted back two parcels but only recorded the refund for one!  So that's lessened the dent in the budget this month, it is now within March pay and I should have both a bit extra and some overtime due so feeling a bit happier about that. 
    Nothing much else to report!
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Quick and belated Sunday shuffle...
    well I am slightly embarrassed but also delighted to find I'd forgotten about a refund of over £200, I posted back two parcels but only recorded the refund for one!  So that's lessened the dent in the budget this month, it is now within March pay and I should have both a bit extra and some overtime due so feeling a bit happier about that. 
    Nothing much else to report!
    You have been so busy and it makes it easy to forget. That's great news, any "+" money is good money 🤑

    Sam x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well I made a decision - YNAB announced they're looking at direct import for UK banks and I lost my cool after swearing at Co-op Bank's online stuff followed by 15 minutes on hold on the phone, so I'm switching to Nationwide.  It loses me about £3/month in account benefits but I am soooo fed up of finding I can't enter a reference for transfers or delete previous payees without going onto the website, which I do less than once a month and always forget at least one of the security things, and it doesn't tell you straight away just lets you click through then says nope. So decision made, Ethical Consumer consulted, switch done. 
    Also paid out to renew my driving licence which made me feel old  :D
    RB xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • That's funny about the licence  :smiley:
    Yes think Co sounds a Pita. 
    Sam x

    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I've had a driving license for more years of being on this earth than not....now that feels old 
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Just checking in to say hope your well  and all is good in Rosa land <3:#
    Sam x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Fingers crossed it won't be long before you can get those jobs booked in Rosa
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    All ok here.  Well there is always something - this time it was work expecting me to pay for a training course, several hundred quid I won't get back for a few weeks, so can't say I'm very happy about it but it was doable.  Did make me realise I haven't really got cash savings though, as it wasn't something I could put on the card, so that's motivated me to get saving.  And the calendar has crept up on me, so realised it's just as well I'm sorting out accounts, I will need a new 0% CC shortly. 
    And yes fingers crossed for work on the house - going to try and get things booked over the next week or so, at least for quotes, as am a bit concerned all the tradies will be booked up.  Then again, maybe all the people who haven't been working did their house updates already and it's only us key workers to catch up! 
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just checking in to say hope your well  and all is good in Rosa land <3:#
    Sam x
    I love the cake and biscuits signature Sam :D

    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
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