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Balancing not just the budget
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ooh congratulations, I was just thinking, what job?!My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
I was puzzled too re the job, well done absolutely amazingMFW
Starting debt :£287,410 -11/2020
2022 Closing balance £271,402.45
2023 closing balance £263140
Original end 11/2045
New end date :.......
Overpayments to date £574.4 (1/26)0 -
Fantastic news for you :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks all
I'm SO EXCITED :j:j:jDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
That is BRILLIANT
Oh Well doneXXXXXXXXXXXXXXX
Nevertheless she persisted.0 -
Fantastic news on the job. What's "the other side of the wall"? Would you be working, and therefore living close to your dream destination? MTx0
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MuffinTops wrote: »Fantastic news on the job. What's "the other side of the wall"? Would you be working, and therefore living close to your dream destination? MTx
Thanks MT
Yes, I'd be much further north... so getting to the places I love would only take a half day rather than the current minimum of a full day and usually a day and a half. And I could get to the coast really quickly, if not already living thereDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Buffythedebtslayer wrote: »That is BRILLIANT
Oh Well doneXXXXXXXXXXXXXXX
Thank you! I'm beginning to feel it's real now and still absolutely delightedDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Right, I have been brave and almost completed my shuffle... all receipts in and balances checked. I still need to sort out what has and hasn't been paid for some appointments so am putting that off til tomorrow, but hopefully the category budget will more than cover it as I can't make two weeks of this month. Just put in an electric reading which is hideous so will probably have to up the direct debit or pay chunks off that too. I've also cancelled an ongoing bill for the business that never happened, which made me a bit sad but there is no way I will have time for it with the new job. Oh, and the money for my extra contract came through, thank goodness, so it's tax money is now put aside.
I still need to check over my credit reports, so will do that some time over the weekend.
£25 of vouchers from the CC used in W'rose. £10 Arg05 still in my purse, to be used towards storage boxes.
In short the situation is still that March's money is spoken for, and I'm not even halfway through it yet! Still figuring out how plans need to change with the new job offer - going to have a chat with local estate agents tomorrow. Fortunately no expensive plans for the rest of the month... hoping to just spend time sorting house stuff til I feel a bit more organised!
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0
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