Balancing not just the budget

moneyonmymindsam

RosaBernicia wrote: »

Thank you lovely Sam :A right back atcha

I am still in awe of your 3bay genius - there are two LKB dresses that need to be decluttered and have I got round to listing them? ...


Rosa xx

I'm still really really Bad at Expenses tho

RosaBernicia

EssexHebridean wrote: »

Good work on the CC bill payment. Do you think that makes you an official grown-up?! :eek::o:rotfl:

:eek: I sincerely hope not! :rotfl:

I am sticking with the principle that grown ups are people ten years older than me

doingitanyway

RosaBernicia wrote: »

I am sticking with the principle that grown ups are people ten years older than me

I so agree. Growing up is overrated 'We don't stop playing because we grow old, we grow old because we stop playing.' Picasso

RosaBernicia

Monday shuffle... a little belated, simply because I had a lovely weekend away with friends and didn't feel like sitting down to account tracking when I got back last night.

No real change since the payday update anyhow. I have moved money around a bit and I did spend on clothes this month, though they are mostly replacements for things that have worn out.

Due to meet the solicitor in a few days and sign things... so did realise I may already have paid a month's rent for the last time! In future there may be a mortgage! :eek:

I'm spending on Kindle books atm but not going to worry about it as they are no more expensive than a magazine. Still v bored of ShopNScan, and forgetting to zap things, though will try and send what's in the clicker tonight. I missed doing an extra photo scan for 200 points which is annoying as that would actually have been worth the time. Oh well.

The savings pots are all healthy, I have some money building up already for holidays and the buffer fund is just under my monthly rent amount. I intend to still keep adding to these, as I have a separate pot for the mortgage and moving expenses, so all being well it should be equal to my mortgage payment and CTax in another couple of months, which is halfway to a full month's expenses banked. I'm oddly pleased with that because it has seemed a painless process - I've just put in £50 when I could and £100 in better months or when I had some left over at the end of the month.

Age of Money showing as 53 days, today.

So all pretty good here - hope you have all got the week off to a decent start too (am just not going to talk about what's happening in the rest of the world)


Rosa xx

MuffinTops

Things sound so exciting for you at the moment. New kindle books, last ever rent payment, first future home payments etc. Plus lovely weekends away. 2017 sounds like such a good start for so many people.


MTxx

RosaBernicia

well I've just popped back for a confession and an update, because I'd forgotten to check all my receipts before I looked at the budget... and there were three missing including a Wa1trose shop I would have sworn I'd put in via the app. So it wasn't quite as rosy as I'd thought

I've cut down the amount I put in the house fund by £50 and tidied up a couple of other categories, so that has covered it, but it is a reminder to actually execute the system I put in place!

And yes, things are going well so far this year. I'm really enjoying having time to be sociable now that all my college stuff is done. I know that moving will be hectic and I'm bound to find it all a bit weird in the new place, especially as it won't be round the corner from friends any more, but on the other hand it will mean people can stay over so it will all work out.

I hope your plans are also off to a good start MT


Rosa xx

kerri_gt

Rosa I keep my shop n scan clicker in the kitchen and scan as I unpack as I might having to handle items at that stage anyway. I was getting a bit fed up with mine (much easier in the days of shoving receipts in a pre paid envelope and posting them.,,,unless you needed to return anything of course) but I remained myself that it's still roughly about £100 a year I wouldn't have otherwise.

RosaBernicia

That was the plan Kerri, the clicker is even in an envelope on the side of the fridge... it's just me getting distracted when I get in and it seems such a faff to get things out again once I've put them away! That's a good point about it being £100 over the year though, all money that can be put to good use. Hopefully once things calm down a bit it will seem like less of a hassle again.

ZTD

RosaBernicia wrote: »

That was the plan Kerri, the clicker is even in an envelope on the side of the fridge... it's just me getting distracted when I get in and it seems such a faff to get things out again once I've put them away!

Why don't you balance it on the inside of the cupboard door? That way it'll drop into your lap each time... :rotfl:

MuffinTops

I still find the scanning a bit annoying but I've got a great balance with them. I will cancel the TV and Internet monitoring when I move though as it feels a bit intruding now. But it boosted my amount to over £200 earned last year with the food on the go app too. That can really ease Christmas payments.

MTxx