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SF's road to mortgage freedom!

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Comments

  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Hi SF, so glad you've had a happy, relaxing Christmas:)
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    edinburgher wrote: »
    Real fires are lovely. We considered buying a house that had one of those and a 100' rear garden. Luckily my mother wrote us a very formal letter pointing out all of the faults with the house and we didn't proceed :rotfl:





    :rotfl: I wish my mother had written me a letter pointing out all the faults with my house before I bought it. However, we weren't on speaking terms at the time so I bought it anyway.


    Happy new year, everyone. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've posted a reflective post about 2014 on my blog today, looking back on the year and talking through the aims I set at the beginning of the year :)

    2014 has been pretty good for us - we've traveled to some amazing places, spent time with family and friends and made more memories than we can count. We celebrated our 2nd wedding anniversary, decorated the kitchen and got a new bathroom, and lots of little bits in between.

    Here's to 2015 being even better :)

    Happy New Year everyone :beer: _party_
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We're slowly getting back to normal in the SF household - I'm in the process of taking down the decorations (though the house looks so bare without them!) and sorting through some stuff.

    I can't believe the holidays are almost over :( just the weekend left and then it's back to work :( I haven't thought about/done anything for work over the holidays, I'm so not ready to go back there yet. Sigh.

    Started off my savings for 2015 with a massive 51p :o:D account tidies add up though! :p Only another £7,999.49 to go to reach my aim ;) every little helps though :)

    Also made a £44.87 OP this morning to start that off. Our mortgage now stands at £104,9XX (can't remember exactly) so I think that with a bit of perseverance, it will go under the £100,000 mark this year :j :j I'm sure that once it gets 5 figures, it'll go down faster somehow :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • pavlovs_dog
    pavlovs_dog Posts: 10,222 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    being in the 5 figures makes such a difference psychologically!

    I have a mountain of marking that I am successfully ignoring. (I'm sure the true success of this plan will be called sharply into focus on Monday morning)!
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • edinburgher
    edinburgher Posts: 14,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oddly enough, the last 3 posts in your thread (including this one) are from people with £104-106k left on their mortgages, spooky! :rotfl:
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edinburgher wrote: »
    Oddly enough, the last 3 posts in your thread (including this one) are from people with £104-106k left on their mortgages, spooky! :rotfl:
    I wonder who will get there first.... :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • edinburgher
    edinburgher Posts: 14,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not me, planning a 30 year remortgage in 2016 :eek:
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edinburgher wrote: »
    Not me, planning a 30 year remortgage in 2016 :eek:

    Ooh, ouch :eek:
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • edinburgher
    edinburgher Posts: 14,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well, we'll see how low rates stay :)
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