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SF's road to mortgage freedom!
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Hi SF, so glad you've had a happy, relaxing Christmas:)Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
edinburgher wrote: »Real fires are lovely. We considered buying a house that had one of those and a 100' rear garden. Luckily my mother wrote us a very formal letter pointing out all of the faults with the house and we didn't proceed :rotfl:
:rotfl: I wish my mother had written me a letter pointing out all the faults with my house before I bought it. However, we weren't on speaking terms at the time so I bought it anyway.
Happy new year, everyone.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
I've posted a reflective post about 2014 on my blog today, looking back on the year and talking through the aims I set at the beginning of the year
2014 has been pretty good for us - we've traveled to some amazing places, spent time with family and friends and made more memories than we can count. We celebrated our 2nd wedding anniversary, decorated the kitchen and got a new bathroom, and lots of little bits in between.
Here's to 2015 being even better
Happy New Year everyone :beer: _party_Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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We're slowly getting back to normal in the SF household - I'm in the process of taking down the decorations (though the house looks so bare without them!) and sorting through some stuff.
I can't believe the holidays are almost overjust the weekend left and then it's back to work
I haven't thought about/done anything for work over the holidays, I'm so not ready to go back there yet. Sigh.
Started off my savings for 2015 with a massive 51paccount tidies add up though!
Only another £7,999.49 to go to reach my aim
every little helps though
Also made a £44.87 OP this morning to start that off. Our mortgage now stands at £104,9XX (can't remember exactly) so I think that with a bit of perseverance, it will go under the £100,000 mark this year :j :j I'm sure that once it gets 5 figures, it'll go down faster somehowBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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being in the 5 figures makes such a difference psychologically!
I have a mountain of marking that I am successfully ignoring. (I'm sure the true success of this plan will be called sharply into focus on Monday morning)!know thyselfNid wy'n gofyn bywyd moethus...0 -
Oddly enough, the last 3 posts in your thread (including this one) are from people with £104-106k left on their mortgages, spooky! :rotfl:0
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edinburgher wrote: »Oddly enough, the last 3 posts in your thread (including this one) are from people with £104-106k left on their mortgages, spooky! :rotfl:Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Not me, planning a 30 year remortgage in 2016 :eek:0
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edinburgher wrote: »Not me, planning a 30 year remortgage in 2016 :eek:
Ooh, ouch :eek:Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Well, we'll see how low rates stay0
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