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SF's road to mortgage freedom!

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  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    30 years :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hey, can I join the club? :wave:

    Mortgage is currently £96k but we're in the process of remortgaging at £106k :o

    Will still be paying less each month though...
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So yay for lower payments :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am so not ready for it to be work tomorrow :(:(:( I hate this feeling so much.

    We've not done much today; I've been food shopping to Mr Ms and then just pottered around the house. I made HM shepherd's pie for tea which was good :) followed by syrup sponge and custard. Perfect Sunday dinner I think! Very full now though, may need to roll up the stairs tonight :rotfl:

    NSDs planned for the week as I've got ham for sandwiches, plus mango/melon/clementines/yogurt for lunches and DH has various other fillings. On the menu for nights includes roast salmon and veg, tuna pasta bake, SC chicken cacciatore and bacon + pea risotto :)

    Right, going to try and make this evening go as slowly as possible :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    I'll be coming to yours for dinner by the sound of that menu. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AlexLK wrote: »
    I'll be coming to yours for dinner by the sound of that menu. :)
    All nice and straightforward meals!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hi SF

    Good luck for tomorrow, I'm still in denial :eek:

    Janey x
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    All nice and straightforward meals!



    I'm aware, just preferred someone else cooked. :D
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    First day done :j :j

    It was lovely to get home and walk through the door to the delicious smell of our SC doing its magic - bubbling away was a chicken cacciatore which was very tasty :) we had it with rice and some bread and butter to mop up the sauce at the end. A little bit of faff this morning saved me lots of time this evening. I'm going to sit and research some more SC recipes, as it does make evenings so much more straightforward.

    It has been a NSD today - I took a ham and picallili bread roll, with some prawn cocktail crisps, some melon and some mango. Had a bitesize flapjack piece with a cup of tea too :) I was so hungry by lunch time though, I have definitely got out of the habit of having to wait 5 hours for lunch time!

    Last week saw the highest views on my blog which was very exciting :) although today's are (somewhat predictably) down on last Mondays. Ah well, it's still a learning curve at the moment.

    Might watch a film tonight, then have an early night :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Well done with the blogging, what do you write about?


    Where did you find the slow cooker recipe? We have one of those but find that there's too much food whenever we try to make anything with it.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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