A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

brizzledfw

How's it going? I have failed completely re running but cheering you on!:)

Hope alls OK x

DedicatedDFW

Hey all - i have been popping in but not had time to post / not much news to post about.

Belated Birthday wishes PB :j And thanks for the cake How are you?

Brizzle the running has sadly fallen by the wayside i have got just too much to do at the mo. but would feel better for fitting it in

Hopefully i'll know a bit more tomorrow moneywise as i have some listings ending and need to make £x to make ends meet - hoping some of the watchers turn into bidders. Had a bit of a rubbish time with my last lot of listings had about 5 NPB Very annoying - i've had NPB's before but never so many so that was about £50 i'd been expecting to receive.

Focus is on uni assignment right now *positive vibes* please x

DedicatedDFW

To Do to TaDa List from Sunday 10th until Saturday 17th

1. Complete 1 module excel to catch up on last week :j
2. Complete 1 module excel to cover this week :cool:
3. [STRIKE] Up to date on Uni work
   started, it will take time - the estimated time for
   the next bit (and i have no idea how they think the time is realistic - its way
   below anything i can come in at - is 10 hours 20 mins :eek:) [/STRIKE] :j
4. Run big walk done, run on my timetable for tomorrow
5. Find and list at least 10 items on the bay of e just no time - try and do in the week
6. Plant plants
7. Devise a better and workable timetable started...
8. [STRIKE]Package any sold bay of e parcels [/STRIKE] :j
9. Bake flapjacks to use of sugar
10. [STRIKE]Bake loaf to use up flour[/STRIKE] :j
11. Drink 2 litres of water a day
12. [STRIKE]Finish reading book for uni[/STRIKE] :j
13. [STRIKE]Start next reading book for uni[/STRIKE] :j
14. [STRIKE]Buy tights for work and update budget accordingly[/STRIKE] They didn't have them so not bought and no money to buy realistically.
15. Pick up prescription
16. Book in with docs
17. Sell Phone
18. Shred items in the book of all things
19. Sort and shred items in the folder of all things... started
20. [STRIKE]Sort and shred items in the boxfolder of all things[/STRIKE] :j
21. [STRIKE]Move scarf[/STRIKE] :j
22. Complete 1 section for job app
23. Complete 2nd section for job app
24. Print certificate off twice - i know how clumsy i am
25. [STRIKE]Chase cashback 10th & 14th only need to chase 1 now [/STRIKE] actually chased 3 :j
26. Do what i love :smileyhea
27. [STRIKE]Print off 2 x course materials[/STRIKE] :j

DedicatedDFW

Hi all, hope everyone is well? My listings finished the other day - if everything that had a watcher sold for the start price I,d have cleared nearly £400. I had a number of items with several watchers as well. In the end 5 things sold for less than £50 total and then there are the fees and the postage fees to take into account too. 1 item I sold on free delivery after someone asked me to list it in buy it now. They didn't buy it but someone else did for the lower auction price I had to put on:mad: no thoughts yet how to make up the shortfall on the bills. No time to list or even find new stuff to list and if its free listing this is the last time I'll relist this year as last year I had someone pay on the last posting day and had to rush around as they 'needed it for a present' far too stressful for a few pound. It'd be easier if I knew they'd pay straight away.

Still not got car fixed as no money for that as well as no money for anything else. Today I really felt like I'd be glad Xmas would be over in a few weeks not the way I want to feel so need to do something but again no time money right now. It'll be OK x

PositiveBalance

Hi Dedicated. I've not had much Internet access hence being out of action a bit. The Ebay dituari I n kind of sucks, as does the car. Best of luck keepingon.x

DedicatedDFW

Hey PB thanks I've missed you - how are you?

DedicatedDFW

Morning all

Current priority is my assignment, after that priority is my exam and then after that will be the next assignment. It'll just about be december then and although i may attempt a bit of a declutter i won't have alot of time for this and it is taking time now as each time i 'declutter' now i am often choosing to part with things i'd rather keep but the need for the money has been greater This takes some mulling over so at the moment i have no easy wins on the listings. I did sell my jewellery - i sold though to a family member at vastly reduced cost less than a fifth of what i'd have made on the bay of e :eek: They have helped me out though and could do with some helping out too so it was the right thing to do.

Been contacted about an item i was selling and offered less than half the amount i was asking for it :eek: Will check what i paid for it first as again its something i'd like to keep but if it covers my inital cost on it i may sell it...

I've had another couple of NPB's added to the several i had last time.

At the moment i need to both not think about money as i need to focus on my assignment and also think about money to make sure the right amount is in the right place at the right time.

I'm going to have a quick read on here and then back to the assignment

*positive vibes* for the assignment please

brizzledfw

Sending positive vibes and so sorry that bay of E has been tricky and demoralising..

Have a good weekend x

PositiveBalance

DedicatedDFW wrote: »

Hey PB thanks I've missed you - how are you?

Still struggling with internet! Other than that, not bad, thanks. Did some PT temping this week and I have a new car...old car was getting too old to sort out the repairs and I was looking like I would be in a situation like you are in. I feel bad saying that when you are struggling as I'm lucky to have had help when I needed it. However, I will pay it back so I will be lurking here for a lot longer! :rotfl:

Oh, I cracked the screen on my phone as well. It will cost a fair amount to repair.

Take care. xxx

Chocforever

Hi DDFW

I haven't disappeared, just spending money which should be going on a house (if I ever buy one) and it didn't feel right to post here. I feel like I haven't made any progress in my life this year and particularly disappointed that the house purchase hasn't happened. Anyway, I have come to my senses. I need to save money for the house deposit even if the purchase will be next year rather than this and for some rainy day savings because my job situation is looking shaky.

Anyway, enough about me. I am worried about you. I do hope the assignment is going OK. There is only so much one person can do and maybe the debt needs to temporarily rise to get you over this difficult patch.

You seem to be in what I might call a structural problem in that there is little room for manoeuvre in your current situation. I appreciate there are short term issues to deal with first, studying, getting through Xmas etc. Hopefully if the economy strengthens next year, it will provide you with better job prospects and give you a break from money worries.

Take care x