A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

Plan for assignment in place, research and scrawlings put down - interruption prevented serious further study / writing. It may well be the worst piece of work i hand in - if it is i hop i get the chance to re-do it.

Set my alarm for early doors to seriously get on with it in the morning - i'm aiming for 200 words pop in here for an update and so on

DedicatedDFW

Not up as early as i'd like - must still be catching up on all the lost sleep from last week. Been chipping away at assignment though and clarified my approach

Got invoice from the bay of e

I knew how much it would be approximately but was waiting credits from non paud items - will just let it go through on the due date - i'll hopefully have more sales then as i have items ending next week

Majority of items i have listed end today though *fingers crossed for good sales and bids*

Must remember to relist 99p items ast a reasonable time too :cool:

Off to add some pics, a quick read on here and then back to it :cool:

DedicatedDFW

To Do to TaDa List from Sunday 10th until Saturday 17th

1. Complete 1 module excel to catch up on last week
2. Complete 1 module excel to cover this week :cool:
3. Up to date on Uni work
4. Run
5. Find and list at least 10 items on the bay of e
6. Plant plants
7. Devise a better and workable timetable
8. Package any sold bay of e parcels
9. Post any sold bay of e parcels
10. Bake flapjacks to use of sugar
11. Bake loaf to use up flour
12. Drink 2 litres of water a day
13. Finish reading book for uni
14. Start next reading book for uni
15. Buy tights for work and update budget accordingly
16. Pick up prescription
17. Book in with docs
18. Sell Phone
19. Shred items in the book of all things
20. Sort and shred items in the folder of all things
21. Sort and shred items in the boxfolder of all things
22. Move scarf
23. Complete 1 section for job app
24. Complete 2nd section for job app
25. Print certificate off twice - i know how clumsy i am
26. Chase cashback 10th & 14th

DedicatedDFW

Another bit of work towrads assignment achieved,

Pots washed and thought i'd get the things out of my head and onto paper for next weeks to do list - mixture of easy and harder stuff.

Oops just remembered an item i missed off

Thinking about breakfast - will get through the next bit of study and then see. Really hoping my items get more bids / bids if they;ve not got any - i'm happy with the prices i listed at but would obviously really like the amount things are at to triple :eek: :rotfl::rotfl::rotfl: - this would help me meet a shortfall target in one of my sections and then i can move onto focusing on the next section

I've written everything down as far as possible and listed item i need to pay and the money already earmarked for this and what the shortfall is. Overdraft comes last of course But the sooner the rest is paid the sooner i can get to that

DedicatedDFW

Bit more assignment work done and breakfast had so feel much better for that

Must leave the bay of e alone... i looked at all the items ending today. I looked at all the items that have a watcher and don't have a bid and totted up what that would come to if these all just put 1 bid in. I then added this total to the amount i have in current bids (and of course assuming no-one tries to outbid anyone else). The amount this comes to is literally pennies - 41p precise - short on what i need to raise to clear a bill on my list so i can move onto the next one :rotfl::rotfl::rotfl:

Well we all know watchers don't mean bidders but here's hoping And of course fees need to be taken into account as well as the loss on postage cost due to fees being taken off that too but still.. that would be really something fab

I will keep you posted :cool:

Back to the writing :cool:

DedicatedDFW

Aargh! this writing is super hard going!

Hence the need for lots of little breaks I imagine it will be a very late night :eek:

Another sneaky peek at the bay of e No changes... yet :cool:

Letter arrived, not for me and so of course not the letter i am waiting for...

Did i mention i had set up some little pots ? I think i did, savings pots. I am trying not to transfer them back into my account But i wanted to say how happy i am seeing them build up :T I have decided to save £1 a day for next xmas - this is to take the worry about the cost out of it and the money saved will cover prezzies, xmas socialising and the extra food and drink purchased at this time of year - as we are off work a little more and have more people popping round. I started mine early to try and get ahead of myself so just move the spare £1 or £2 across - of course there's none at the moment but it was quite nice to see the little balance sat there

I also have a 20p savers pot for my 20p's and this is for a day out next year - hope i save enough by then

My bits of silver - savings for a shed - so if there's a surplus on my account of say £0.87 - 20p would be 20p pot, and 65p would be to the shed fund :T

They are all super low balances right now but it is nice to have them and hope that they grow in funds to cover whats needed.

Right best get on with it again :cool:

DedicatedDFW

Lunch is on, just remembered to log in my butter codes - now seen that they have 2 items i need and 1 item i want - the 2 needed items i am really hoping i get enough codes to get them as, of course, that will save me money *fingers crossed* in truth i would like all of the items but best to go with needs first i think

A couple of items have had increased bids - by pennies but it all counts :cool: Hope some more items sell too Items start ending in the next few hours really hope for a good amount x

DedicatedDFW

Am off to bed - upset stomach has affected an already rubbish attempt at assignment . Early night though and an early start and targets written out. Didn't get as many extra bids as I'd hoped about £26 extra which helps so hoping everyone pays up now and that the sales go well tomorrow and at the weekend plus hoping for a free listing as well. Used credit card to help with cash flow so priority is clearing that first off and then onto the next target. Night all x

DedicatedDFW

Up later than i intended :eek: and my deadline looms :eek: This is a quick break to recharge and then back to it!

This is the hardest piece of work i've had to do - i'm not feeling passionate about it which is making it doubly hard and the format the lessons are in really don't suit me

BUT-

i am planning a new timetable from this week to help with that. i just need to get to the end of today with a completed piece of work submitted and then i can focus on getting things right going forward :cool: *positive vibes* that i pass please - i just need to remind myself that that is all i need to do. Ok time is just about up. Decided on the next bit that i will work on - back later x

DedicatedDFW

Decided on the next bit and then changed my mind as soon as i got to it :eek: Still all i can do is get on with it and do my best. Hoping by 2pm to be in a position to start re-polishing and then at 4pm for a bit of a break sort the bibliography out :eek:

Must eat something at some point as well today. Maybe after this next bit get on with lunch.

Ok i've decided on the bit i'm going to check out next and i'm sticking to it this time!

Couple more people paid from bay of e and an increased bid and a new bid received so thats pushing the money up a little bit. Hoping some of the dearer stuff sells today and hoping the numerous watcher bid up on the item they're looking at :cool:

No post yet so don't know if my expected letter is coming today or not - i suspect they're merrily dragging their feet over it :mad:

Messed up on one of my calculations yesterday - not going to worry, can't predict end of month credit card bill as i'm putting postage costs on their but will see how it works out and get a new list of targets set up then - i'd said this anyway and can just plod on as i am doing x