A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

brizzledfw

Good to have a plan

I would look into a car club if you live in a town...I know people who swear by them. The benefits of a car without the ongoing costs..

Take care and not sleeping won't help so please try and sleep x

DedicatedDFW

£1100 - shortfall on everything

£200 start price for items already identified for bay of e to be listed by satday at latest


£900

£215 from end of december wages for all little bits i should be paying for but won't (into savings etc.)


£685

£200 hopeful from what is already listed on bay of e - quite a few items have watchers / bidders £200 - £3 = £197 - 7.83 = £189.17


£485

£35 chasing cashback owed but not tracked - no idea how long this will take or if it will be approved

£450

£11.60 saved on travel expenses from dec wage

£438.40

£120 grocery money paid on credit card in dec and cleared with january wage


£318.40

£120 decision to sell last bit of jewellery was going to keep (not the sentimental 1)

£198.40

£40 - excellent planner that i am i had this already for the mot :rotfl::rotfl::rotfl: £10 paid from this to c/c shortfall


£158.40

£30 - find out how to clear all data from phone and then sell it

£128.40

+ £142

£270.40

£1.51 - had rounded up £30 bill

£271.91

£28 spent less on birthday gift

£243.91

£51.28 - item don't need to pay from nov wage

£192.63

£2 - rounded a payment down previously

£190.63

PositiveBalance

DedicatedDFW wrote: »

Hi PB ((hugs)) sorry to hear about the house and work too - PM me if you need to xx

jwil wrote: »

:wave: I'm back

Loving all the plans for the future, you can do it DDFW! My DH doesn't know either so I'm with you on that one

PB sorry to hear about your house and job, what a pants few days. Hope it all works out better in the end.

Hi ladies! :wave:

Sorry to be MIA. Thanks for all the kind comments It means a lot.

Jwil: glad to see you back. How is baby Jwil?

Dedicated: Sheesh, you aren't having much luck, are you? What exactly is wrong with the car?

As for your phone, you need to find the 'restore factory settings' option (normally somewhere in 'settings' but it varies from phone to phone) and you should be able to wipe all the data from the phone.

Hope that helps. Chin up. xxx

slowlyfading

Think it's a free listing day today? Don't know if you have time today though x

DedicatedDFW

PositiveBalance wrote: »

Hi ladies! :wave:

Sorry to be MIA. Thanks for all the kind comments It means a lot.

Jwil: glad to see you back. How is baby Jwil?

Dedicated: Sheesh, you aren't having much luck, are you? What exactly is wrong with the car?

As for your phone, you need to find the 'restore factory settings' option (normally somewhere in 'settings' but it varies from phone to phone) and you should be able to wipe all the data from the phone.

Hope that helps. Chin up. xxx

Lovely to see you back PB - hope all is ok with you ?

Thanks for the phone advice I've not had chance to give it a whirl yet - seems i step into a time void when i get home and next thing i know its bedtime :eek: But i will do it this weekend

DedicatedDFW

slowlyfading wrote: »

Think it's a free listing day today? Don't know if you have time today though x

Thanks for the nudge SF - i wasn't going to list today as the quality of light isn't good for pics but thought i'd get things on anyway and can always change pics another time

brizzledfw

Just checking in DDFW..hope you get a breather soon x

DedicatedDFW

Listed items - if all sell at start price then thats £115 towards total. Will list other £200 worth this weekend.

So much of reaching target is dependant on stuff selling and i don't know how i'll raise the final amount.

At the end of nov i'll need to re-visit amounts owed as i'll have definite figures.

brizzledfw

Keep on trucking lass

PositiveBalance

DedicatedDFW wrote: »

Lovely to see you back PB - hope all is ok with you ?

Thanks for the phone advice I've not had chance to give it a whirl yet - seems i step into a time void when i get home and next thing i know its bedtime :eek: But i will do it this weekend

Job interview tomorrow, and seeing how much listing you got done tonight, no wonder about the phone! :T Well done you! :T