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A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Another little break to keep me going - in fact i think a cuppa is in order :cool:

    Panicing about the assignment :eek: Need to just keep going. Did the bit i intended. Undecided between 2 bits which part to work on next :think:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    *gulp* super quick break on here to refresh and then starting to pull it all together better than it is right now - 1/2 done bibliography and happier with that bit so will start reshaping the assignment and then as a reward at 4 get on with the bibliography again :cool: and then back to the assignment.

    Hope everyone is well x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I made tea - should be annoyed but not really as i need to take my eyes off the assignment every once in a while - like i am now ;) Trying to refresh my brain a bit before i get back to it - less than 4 hours to go now :eek::eek::eek:

    Please everyone *positive vibes* on this for me :)

    Quite a few bits ended now on the bay of e about £50 higher than where i was yesterday approximately and as we know it all helps - not enough to pay off the credit card mind :cool: - also had a request for a buy it now on an item i've listed. They want to pay the price i've listed it at as a buy it now - but it has alot of watchers... Any advice?

    Hope everyone is welll - i can't even look forward to the weekend right now as i just want to get this assignment done :o - Next time i start fretting over money can someone please just tell me to get my studying done ? :rotfl::rotfl::rotfl:

    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think I'd be tempted to leave it on there, if the item has a lot of watchers? You never know! Sending positive vibes your way:)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    I agree with SF..we had 41 watchers on an item this week that then went for 33% over what the guy asking for a BIN price had offered..but it did go down to a mad rush in the last 15 minutes which was pretty nail biting!

    Good luck with the assignment..keep focussed and drinking that tea...me I am on the plonk. :rotfl:.. Away for work and it's one of em days!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks sf and brizzle x

    Tired but no early night as there is no time to catch up on stuff if I do that. Struggled getting to sleep and woke up thinking of all the things I could change oh well its done now and I just need to r remind myself as long as I pass... it has been a hard old slog of things!

    Will leave the item on and see how it goes. About half of people who've bought stuff haven't paid yet x

    Hope its a good day for everyone x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 10 November 2013 at 6:12PM
    To Do to TaDa List from Sunday 10th until Saturday 17th :D
    1. [STRIKE]Complete 1 module excel to catch up on last week :o[/STRIKE] :j
    2. Complete 1 module excel to cover this week :cool:
    3. Up to date on Uni work started, it will take time - the estimated time for the next bit (and i have no idea how they think the time is realistic - its way below anything i can come in at - is 10 hours 20 mins :eek:)
    4. Run big walk done, run on my timetable for tomorrow :D
    5. Find and list at least 10 items on the bay of e just no time - try and do in the week
    6. Plant plants :o
    7. Devise a better and workable timetable started...
    8. Package any sold bay of e parcels
    9. Post any sold bay of e parcels
    10. Bake flapjacks to use of sugar
    11. Bake loaf to use up flour
    12. Drink 2 litres of water a day
    13. Finish reading book for uni
    14. Start next reading book for uni
    15. Buy tights for work and update budget accordingly
    16. Pick up prescription
    17. Book in with docs
    18. Sell Phone
    19. Shred items in the book of all things
    20. Sort and shred items in the folder of all things
    21. Sort and shred items in the boxfolder of all things
    22. Move scarf
    23. Complete 1 section for job app
    24. Complete 2nd section for job app
    25. Print certificate off twice - i know how clumsy i am
    26. Chase cashback 10th & 14th only need to chase 1 now ;)
    27. Do what i love :smileyhea
    28. Print off 2 x course materials
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Morning all! Such alot to do today and the rest of the week as well so i *need* to stop obessessing about money :o

    I've checked what i have left to pay off this months credit card bill - am trying to get ahead of the game on this one too as i'd not only like to clear it but chip away at the grocery and travel spends as well as postage costs going on it from this month :eek: Really need plenty of good bay of e sales to achieve this.

    Today i'm hoping some people pay up and then i can clear the bay of e fees for this month and that again is one less thing to be thinking about - until next month of course :cool:

    I've only sorted out a couple of extra things to list - really need to find more. I'm also going to revise the prices of quite a few bits i've got listed too.

    been quite ill since friday so the running hasn't happened as yet.

    Right best to get on with the studying now starting with the uni work i think :)

    Hope everyone is enjoying a nice weekend :D

    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hope you're Okay DDFW :wave: ... You seem like you are fighting back this week! Well done and keep it up :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hey Dedicated,

    You've been very quiet. Six days without an update is unusual from you.

    Still, t'was my birthday during the week, so here is your slice of cake. *Leaves large slice of gooey chocolate cake*
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
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