just stoped by police driving borrowed car with no insurance .what will happen

sarahh66

i borrowed my mums car to drive my daughter home as it was dark.
i don,t have any insurance and was stopped by police who told me i will be fined.
will my mum also be fined ? do i need to tell her police stopped me?
will she be in trouble or fined etc?
does anyone know what i will be fined?
i am really worried .thankyou

Justicia

sarahh66 wrote: »

i borrowed my mums car to drive my daughter home as it was dark.
i don,t have any insurance and was stopped by police who told me i will be fined.
will my mum also be fined ? do i need to tell her police stopped me?
will she be in trouble or fined etc?
does anyone know what i will be fined?
i am really worried .thankyou

I believe that you are both potentially up for 6-8 points each. I am sure that others will be along in due course to confirm and provide further guidance...

Yes - it would be a good idea to let your mother know...

pogofish

If she gave you permission to drive knowing you were uninsured, then yes she could face a charge.

You most certainly do need to tell her as the police will almost certainly follow this up with her and if she confirms that you were driving without permission, she won't be charged but you will probably have a TWOCcing charge added, which will be another fine.

As for you, six points and a moderate fine is the most likely - Several hundred pounds if you were on the public road (less on private property), however if you are a young/recently passed driver (you have a licence, yes?), you could be looking at a ban and good luck in finding affordable insurance in the next half dozen years or so!

Rolandtheroadie

Did your mum let you take the car?

Poppy9

Are you insured to drive your own car as your insurance might cover you to drive other people's cars.

thenudeone

How come your mother doesn't already know?

Did the police not seize the car, which would normally be routine in this situation?

tescobabe69

What reason did the police give for stopping you ?

whitewing

Speak to your mother. Is it possible that her car was insured for any driver with her permission? Did the police say you were uninsured or did you tell them?

pogofish

thenudeone wrote: »

Did the police not seize the car, which would normally be routine in this situation?

The car would have shown-up as insured to his ma on the MID, so if he claimed to have his own insurance or be named on his ma's policy, then they wouldn't have seized it - However if they have given a producer, this is all going to unwind, rapidly when they check the paperwork - Do your ma a favour and don't borrow her car to drive there!

paddedjohn

Sounds like bull to me unless the police seized the car in which case the OP's mum would already know.

Sgt_Pepper_2

pogofish wrote: »

The car would have shown-up as insured to his ma on the MID, so if he claimed to have his own insurance or be named on his ma's policy, then they wouldn't have seized it - However if they have given a producer, this is all going to unwind, rapidly when they check the paperwork - Do your ma a favour and don't borrow her car to drive there!

How many he's do you know called Sarah?