just stoped by police driving borrowed car with no insurance .what will happen

Tilt

sarahh66 wrote: »

my mum has all her tax and insurance up to date.

That is not relevant. She has committed an offence of allowing an uninsured driver to drive.

miduck

Tilt wrote: »

This is weird... unless the car has been seized in which case they MUST give you formal notice of the fact. I find it hard to believe that they have simply told you to leave the car where it is and get your mom to collect it. It simply dosn't work like that.... the insurance status of the driver collecting it will need to be checked after they have pulled a driver of a car with no insurance.

They should of also cautioned you and advised you that you will be reported for driving without insurance. Also, as you told them that your mom gave you permission to drive, it is likely that she will also face prosecution.

My brother got caught driving without insurance (long ago!), and the car was not seized - mum had to collect the car from where he was stopped (several hours later, they were due back from holiday that day!), and brother was told to attend the police station within the week. Then mum got a phone call asking her to go in also.

sarahh66

whitewing wrote: »

Why on earth didn't your mum drive you both home? And why did you risk it when you knew you didn't have insurance?

my mum has a eye infection so her eyes are watering non stop.
i was scared to let my daughter walk home alone as she lives in a block of flats , she is 22 and single and there is a few drug taking males living nearby.
i worry.
i have asked her to give up her flat and move back home but she quite likes living alone.

pogofish

sarahh66 wrote: »

i,m laughing but i am really upset and worried.

There is nothing to worry about, it will just be a straightforward procedural matter from now on, so start working out how much you will be able to afford for installments to pay your fine and yes, proper legal advice on presenting any mitigating factors would be a very good idea.

I've been in a similar position fairly recently, where an ex took my car without permission (genuinely) and was pulled by police on one of their festive campaigns. Luckily she was parked-up in a shop car park when they challenged her and it was made clear that her fine was a lot smaller because of this than if she had been pulled over whilst driving.

My car was not seized either but they did take a statement from me, double check my insurance and then told me where to go and get it. I had no further comeback or insurance problems because of her stupidity.

Tilt

miduck wrote: »

My brother got caught driving without insurance (long ago!), and the car was not seized - mum had to collect the car from where he was stopped (several hours later, they were due back from holiday that day!), and brother was told to attend the police station within the week. Then mum got a phone call asking her to go in also.

That may of been the case 'LONG AGO' but things are done differently now since the introduction of ANPR and continuous tax/insurance rules.

Tilt

pogofish wrote: »

There is nothing to worry about, it will just be a straightforward procedural matter from now on, so start working out how much you will be able to afford for installments to pay your fine and yes, proper legal advice on any mitigating factors would be a very good idea.

I've been in a similar position fairly recently, where an ex took my car without permission (genuinely) and was pulled by police on one of their festive campaigns. Luckily she was parked-up in a shop car park when they challenged her and it was made clear that her fine was a lot smaller because of this than if she had been pulled over whilst driving.

My car was not seized either but they did take a statement from me, double check my insurance and then told me where to go and get it. I had no further comeback or insurance problems because of her stupidity.

Your situation was different. The OP says her mum gave her permission.

pogofish

Tilt wrote: »

Your situation was different. The OP says her mum gave her permission.

Yup - They were fishing lightly for an admission that I had given her permission but that was most certainly not the case. Which is why she got the TWOC charge added.

However, beyond what will happen to her mother, the procedure the OP will face is much the same.

Its up to the OP to square things with her mother now and it will be interesting to see what will happen. I got the impression that they were not as interested in charging anyone beyond her as they could have been - Although these days even a caution could cause some problems for her mother's insurance in future.

Richie-from-the-Boro

sarahh66 wrote: »

my mum has all her tax and insurance up to date.

- sounds like they've done you in general and your mum in particular a 'Christmas' favourer
- using their discretion, which they are allowed to do, they're going to not seize the car, and cost your mum
- they don't need a 'stop reason' if an offence is committed, its only answerable if no offence results from the stop

You are lucky, very lucky, its Christmas and in order to take your daughter home uninsured, you were prepared to kill my 4 daughters while uninsured. Christmas yes - sympathy no. You were caught this time, the car now has a marker on it its gonna get stopped lots of times, shame for you mum the driver, but its the way it should be.

Other charges may follow for your mum [Aiding and Abetting], and so they should, some nice copper has done you a favour, stop crying because you were caught this time, I hope you learn from it. Christmas yes - sympathy for someone who knowingly drives uninsured - no. We have all done stupid and regrettable things in our lives, learn from this experience and at least you will get some small additional benefit from the experience.

Poppy9

Richie-from-the-Boro wrote: »

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You are lucky, very lucky, its Christmas and in order to take your daughter home uninsured, you were prepared to kill my 4 daughters while uninsured. .

How does driving uninsured kill your daughters?

She wasn't drunk or under the influence of drugs, she is not a banned driver so the chances of an accident were the same as an insured driver.

tony6403

Richie-from-the-Boro wrote: »

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you were prepared to kill my 4 daughters while uninsured.

QUOTE]

What a remarkably stupid comment to make.
So it would have been ok to kill your 4 daughters if she had had insurance ????
Surely a comment relevant to drink/dangerous driving.