just stoped by police driving borrowed car with no insurance .what will happen

Richie-from-the-Boro

Poppy9 wrote: »

How does driving uninsured kill your daughters?

She wasn't drunk or under the influence of drugs, she is not a banned driver so the chances of an accident were the same as an insured driver.

- insured people have accidents but are are responsible, uninsured are not even remotely responsible
- "she is not a banned driver" - but she should be, ASAP

Richie-from-the-Boro

tony6403 wrote: »

Richie-from-the-Boro wrote: »

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you were prepared to kill my 4 daughters while uninsured.

QUOTE]

What a remarkably stupid comment to make.
So it would have been ok to kill your 4 daughters if she had had insurance ????
Surely a comment relevant to drink/dangerous driving.

- insured people have accidents but are are responsible, uninsured are not even remotely responsible
- "she is not a banned driver" - but she should be, ASAP
- being prepared to be irresponsible in one area of your life is indicative of the fact that any / all areas are ok !

Richie-from-the-Boro

Richie-from-the-Boro wrote: »

tony6403 wrote: »

- insured people have accidents but are are responsible, uninsured are not even remotely responsible
- "she is not a banned driver" - but she should be, ASAP
- being prepared to be irresponsible in one area of your life is indicative of the fact that any / all areas are ok !

- how many times before ? - how many time drunk ?, not on this occasion, but ;
- I don't know and neither do you, and you don't know me, and don't know if I'm stupid !
- the O/P was certainly driving dangerously, two miles per hour for any distance in an uninsured car is dangerous

ska_lover

sarahh66 wrote: »

mother did give permission.
police asked if i was insured and i said no.
car is not insured for any other driver.
police gave me no reason for stopping me, i was driving daughter home around 6pm today {christmas day}..i was not drinking or anything.
they gave me a breath drink test thingy which you blow into.
the police just told me to leave car where it is and told me that i cannot drive it and would need to tell my mother to pick it up on the road where i was stopped.
they told me i would get a fine in january.
when they stopped me and they found out i had no insurance they said on their phone thingy..we got one....i think they may have been having a competition with their fellow workers on who will get a non insurance driver first...lol
i,m laughing but i am really upset and worried.

No, they were not having a 'competition' to see who could get a non insured driver first, they were doing their job. Take responsibility for your actions and shifting the blame.

You were lucky that the car didn't get towed and impounded. You will likely get a fine and points on your licence, and your mother could well get in trouble as well, so best to tell her.

StrongWork

Richie-from-the-Boro wrote: »

You are lucky, very lucky, its Christmas and in order to take your daughter home uninsured, you were prepared to kill my 4 daughters while uninsured. Christmas yes - sympathy no.

Richie-from-the-Boro wrote: »

- the O/P was certainly driving dangerously, two miles per hour for any distance in an uninsured car is dangerous

:rotfl::rotfl::rotfl:

londonTiger

you might as well make out that your mother assumed or had reason to think you were insured. I dont know how the law is going to take it though. I suspect this is a common defence - and likely to be rejected.

better to have one person get fined and points added then both.

arcon5

God I hope you don't find a loop hole as one member suggested. What if you scraped anothe persons car? Or had an accident and injured somebody? Etc, etc? If you cannot afford your own insurance you damn well cannot afford to pay in such cases. Frankly you are a menace if you think your actions are acceptable.

If you didn't want your daughter to walk alone then you could have walked and met her, got a taxi, asked a friend, etc.

So at the moment the car is at the side of the road? Your don't want your mum to find out? So who is collecting the car?

As for you being upset and worried... Good, you deserve to be.

kingstreet

Get your mother to add you as a named driver, although that will be more expensive now with an IN10 conviction on its way.

Worth noting, if you weren't given a fixed penalty at the roadside, next you'll hear is likely to be a summons, which can be raised anything upto six months from the date of the offence. The summons paperwork can follow a month or two later, unless you are in Scotland.

Muscle750

More to the point what if you've of ploughed into someone and killed them you would have more to worry about than a few points and a falling out with your mother

Altarf

Muscle750 wrote: »

More to the point what if you've of ploughed into someone and killed them you would have more to worry about than a few points and a falling out with your mother

A statement that makes little sense.

Do you mean that not being a named driver on their mother's insurance makes them a more dangerous driver than if they were? If so, I would like to see the evidence for this assertion.

Do you mean that if they killed someone, irrespective of the insurance position, then they would have a bigger problem than being stopped for have no insurance? If so, then that is stating the bleedin obvious.

Do you mean that if they had killed someone whilst driving with no insurance then they would have greater problems than someone who killed someone whilst driving with insurance? It may just be me, but I think the issue of having killed someone would pretty much eclipse any other problem, insurance or no insurance.

Or do you really mean, I hate uninsured drivers?