Pay ALL your debt off by Xmas 2013

Happy_pixie

Hi. I'm a newbie who's just taken my head out of the sand. Could I join please? I have £4,672that I want to get rid of. This is such a great idea and I really hope it will motivate me.

Good start so far.....I've avoided the sales :j

Fluffpuff

Hi could you add me to the list please. I want to shift £3770

HelenPie

Welcome to all the newbies! :wave: and a big hello to all of those coming back for more after the 2012 challenge

I've just written my draft household budget for next year :cool: Strange to see the surplus in there after we expect to have the debt clear in the spring. Exciting too I've put in provisional budgets for a holiday, and to have the bathroom and kitchen 'done'. Amazing feeling to know we can plan for these things without the guilt of thinking the cost will sit on a credit card for months to come :beer:

Looking forward to the boost that the new year should give us all.

H x

SpagBol

Welcome to Debtslayer (we've got two debtslayers now on adjacent numbers! :j), Pauliedoodle, Happy pixie and fluffpuff :wave:

And welcome over affordmylife, I've put you on the list so let me know when you've got your figures sorted out.

Ran into work today then ate so much chocolate that I've cancelled it out! NEver mind, hoping to have a NBD and just eat soup and salad (craving salad so badly after all that stodge!) so might feel healthier after a run to work tomorrow too.

DH got a letter from egg about PPI (we sent them in the same envelope) last week saying he never had PPI but I had a letter today saying they are investigating it so looks promising :j

trying_hard

Hi can I join in for 2013? I was on the old thread so transferring.
Would like to pay off £14,500 (or as much of as I can). Will update monthly.

Thank you x

lemonpopsicle

PaulieDoodle wrote: »

Hello :wave:

Can you add me too please? My attempts to become debt free in 2012 were, quite frankly, abysmal lol.

This year is my year!!

Currently: 0/7747

Good luck everyone!!

You can do it PaulieDoodle, I paid off a similar amount in a year using the support of the lovely peeps on this thread

SpagBol

trying_hard wrote: »

Hi can I join in for 2013? I was on the old thread so transferring.
Would like to pay off £14,500 (or as much of as I can). Will update monthly.

Thank you x

Hi tryinghard, I've added you to my spreadsheet will update the front page soon, you are #045. Welcome aboard!

jakes-mum

minicooper272 wrote: »

I dug out an old tiramundi pot, and found notes inside it's - does anyone *cough* jakes-mum*cough* know how to get them out without smashing?

Turn upside down, pair of tweezers and loooooooooooooooots of patience :rotfl: they will come out just need a bit of *jiggling*

Helloooooooooooooooo newbies :wave: (and oldbies :rotfl::D)

no update for me yet as savings money goes in on 1st of each month and I dont have anything else to chuck in there at the minute . Been out looking at the sales and spent a mahoosive £36 on a new bedding set . . . . in cash :eek: I had real cash in my pocket :eek:. DH and I have decided that now we are debt free we will buy one item off the *wish list* every month with money from the bank to get the house sorted this month is the bedding, next month is new blinds for the living room which im hoping to get next week as they are all in the sales and we need them made to measure

Hoping doing it this way will keep us in the black as it will just be little spends each month rather than spending out thousands and then wondering where the moneys coming from

lemonpopsicle

What did your DH get you for crimbo in the end J-M? Or have I missed it

mumsiemum

jakes-mum wrote: »

DH and I have decided that now we are debt free we will buy one item off the *wish list* every month with money from the bank to get the house sorted this month is the bedding, next month is new blinds for the living room which im hoping to get next week as they are all in the sales and we need them made to measure

Hoping doing it this way will keep us in the black as it will just be little spends each month rather than spending out thousands and then wondering where the moneys coming from

That is such a good idea :T I hope to be debt free before Easter but want to make sure I keep on track and don't go mad buying all the stuff I have 'not been buying' for the last year!

Off to find a pad & pen to write a wish list ......